I am active Army, one year into a three year contract. I received a $24,000 bonus which is broken down into a $20,000 Quick Ship Bonus(shipping to basic training by a specific date) and $4,000 for my three year enlistment. My MGIB is paid off as of this month.
My current medical condition is as follows:
-Stress fractures in both femoral necks
-"Very bad"(orthopedist's wording) shin splints
-Constant knee pain in both knees while walking
-Knees feel weak when going up or down stairs
-Occasional shooting pain from the inside of either knee up the inside of my leg to my hip joint
-When walking with a cane(which I use everywhere I walk) I occasionally have shooting pains from my wrist up through my elbow and to my shoulder
My initial injury(the stress fractures) originated in April of this year and I have been seeing an orthopedist since late May/early June - I can't remember the exact dates. He told me that if I wanted a med board that I should let him know and he will start the process.
I do have some apprehensions and questions:
-My femoral neck and knee injuries appear non-existent on x-rays and a bone scan. I am afraid that the medical board will see this and may just think that I am malingering.
-If I am discharged, under what conditions(if any) will I be allowed to take advantage of my MGIB?
-If I am discharged with a disability rating of less than 30%, will I have to pay back my bonus? I have already fulfilled the obligations of the $20,000 portion of my bonus, so it would be my understanding that I would not be required to pay that back. I understand that the $4,000 would likely become void.
-If anyone wants to throw a guesstimate disability rating out there, I'd be interested to see it.
My fear is that if I choose to go to the
MEB I will get screwed over medically as well as financially. It seems like it might be easier to ride out the rest of my contract as a "dirtbag" even though I am slated to deploy next year. Any advice or references are very welcome. Thank you in advance.