O.K., I need an education. I recently talked with a veteran and found out that the "free" medical for the rest of your life belief may not be necessarily true. So please, all of you who are educated about the differences regarding military retirement vs. seperation vs. medical retirement please help. I personnaly have been in for 17 years and have been offered a 20% rating with seperation plus severance pay. I am appealing, hoping to at least get my rate raised enough for medical retirement. But honestly, what am fighting for. I mean, what is really the differences between these situations. I really think that there are many of us new to this whole process that are quite honestly uneducated to our benefits, and what we are gaining and losing based on our individual situations. Thanks.