CRSC Estimate Request for a CH61 retiree

S

ServiceB4Self

Well-Known Member
PEB Forum Veteran
Registered Member
Just trying to see if I did this correctly.

Factors:

--7650 H-3

--14 yrs mo = 14

--14 x 2.5% = 35%

--7650 x 0.35 = $ 2677 longevity portion of retirement

--7650 x 75% = 5737.5 ret pay--$4781.16 waived via VA offset (SMC-S/K)

--100% VA w/spouse & 2 c = $4781.16

--CRSC (estimated) 60% = $2,039.88 (this is less than $2,677 longevity portion of ret pay)

--CRSC= $2039.88
 
ServiceB4Self said:
Just trying to see if I did this correctly.

Factors:

--7650 H-3

--14 yrs mo = 14

--14 x 2.5% = 35%

--7650 x 0.35 = $ 2677 longevity portion of retirement

--7650 x 75% = 5737.5 ret pay--$4781.16 waived via VA offset (SMC-S/K)

--100% VA w/spouse & 2 c = $4781.16

--CRSC (estimated) 60% = $2,039.88 (this is less than $2,677 longevity portion of ret pay)

--CRSC= $2039.88
Click to expand...
Looks like you are capped out at $1,721.16. See below:

HIGH 3 PAY
7650​
DOD DISABILITY PERCENTAGE
75​
CRSC AWARD*(DOLLAR AMOUNT)
2039.88​
YEARSMONTHS
TIME OF SERVICE
14​
MONTHLY V.A. PAY
4781.16​
CRSC PAY
1721.16​
RESIDUAL RETIRED PAY
956.34​
TOTAL FROM DFAS
2677.50​
Total Pay
7458.66​
 
ServiceB4Self said:
Just trying to see if I did this correctly.

Factors:

--7650 H-3

--14 yrs mo = 14

--14 x 2.5% = 35%

--7650 x 0.35 = $ 2677 longevity portion of retirement

--7650 x 75% = 5737.5 ret pay--$4781.16 waived via VA offset (SMC-S/K)

--100% VA w/spouse & 2 c = $4781.16

--CRSC (estimated) 60% = $2,039.88 (this is less than $2,677 longevity portion of ret pay)

--CRSC= $2039.88
Click to expand...
You hit the max compensation amount where the chapter 61 retirement amount isn't part of the equation. By law the most you can get is your longevity earned pension + VA compensation. So the total would be $2,677 + 4781.16 = 7,458.66 which is why the total pay shows that same amount in the chart above I posted.
 
Thanks for the quick breakdown. Still in shock and feels undeserved, but I’ll eventually get over the guilt and realize how great it is for my family.
 
ServiceB4Self said:
Also, does the SBP payment change any of the calc?
Click to expand...
Has no affect on calculations on gross. SBP affects net to you since that would be deducted. Make sure to compare to term life insurance. My wife was going to pay almost $400 a month for SBP for a 55% net of payout of her pay. We found a 7 figure 30 year term life insurance policy that was much cheaper so we went that route instead. Also, since my wife was P&T I will qualify for DIC paid by the VA if something were to happen to her.
 
Provis said:
Has no affect on calculations on gross. SBP affects net to you since that would be deducted. Make sure to compare to term life insurance. My wife was going to pay almost $400 a month for SBP for a 55% net of payout of her pay. We found a 7 figure 30 year term life insurance policy that was much cheaper so we went that route instead. Also, since my wife was P&T I will qualify for DIC paid by the VA if something were to happen to her.
Click to expand...
Provis,

This is really good advice and I did look into this before I got out. Unfortunately, I am practically uninsurable due to chronic heart failure. Too many people just take the SBP without researching, and it really is pricey.
 
ServiceB4Self said:
Provis,

This is really good advice and I did look into this before I got out. Unfortunately, I am practically uninsurable due to chronic heart failure. Too many people just take the SBP without researching, and it really is pricey.
Click to expand...
Then even though expensive you are the perfect candidate to get it! My wife purchased her term policy several years before medically retiring. At her 15 year mark I started doing research and realized it would be smart to lock in a low cost policy now than chance it right before retirement. She was able to get 2.5 million policy on a 30 year term for $145 a month.
 
Good Day Sir,

I am trying to get a CRSC estimate request to see where I stand. I've submitted my packet Nov 2023 with confirmation of receipt. Here are my factors below. If I can get the assistance, thank you in advance!

High 3= $4,176.10

DOD= 80%

Years in Service = 18 total with 13 years active

VA= $4,519.93

Medical Retirement = $3,332.08
 
Jblaze843 said:
Good Day Sir,

I am trying to get a CRSC estimate request to see where I stand. I've submitted my packet Nov 2023 with confirmation of receipt. Here are my factors below. If I can get the assistance, thank you in advance!

High 3= $4,176.10

DOD= 80%

Years in Service = 18 total with 13 years active

VA= $4,519.93

Medical Retirement = $3,332.08
Click to expand...
Can't help you without more information. To be most accurate send me via direct conversation a copy of your most recent RAS. Also, would need to know if married and or kids. Also, would need to know estimated CRSC %.
 
I was lucky enough to lock in
Provis said:
Then even though expensive you are the perfect candidate to get it! My wife purchased her term policy several years before medically retiring. At her 15 year mark I started doing research and realized it would be smart to lock in a low cost policy now than chance it right before retirement. She was able to get 2.5 million policy on a 30 year term for $145 a month.
Click to expand...
yeah I was lucky enough to snag a couple mil in term before the heart attack.
 

I think I should get more ?​

​

Payment Information​

CRSC Amount$453.00
CRSC Debt Deduction$0.00
CRSC Garnishment Deduction$180.80
CRSC Net Pay$272.20

Entitlement Information​

Garnishment Being Withheld
Retired Pay Before Deductions$2,780.00
Retired Pay Offset by DVA Compensation$4,202.42
CRSC Debt Balance$0.00
Branch of Military ServiceARMY
 
ryanstream said:

I think I should get more ?​

​

Payment Information​

CRSC Amount$453.00
CRSC Debt Deduction$0.00
CRSC Garnishment Deduction$180.80
CRSC Net Pay$272.20

Entitlement Information​

Garnishment Being Withheld
Retired Pay Before Deductions$2,780.00
Retired Pay Offset by DVA Compensation$4,202.42
CRSC Debt Balance$0.00
Branch of Military ServiceARMY
Click to expand...
what was your CRSC approval %?
 
ryanstream said:

I think I should get more ?​

​

Payment Information​

CRSC Amount$453.00
CRSC Debt Deduction$0.00
CRSC Garnishment Deduction$180.80
CRSC Net Pay$272.20

Entitlement Information​

Garnishment Being Withheld
Retired Pay Before Deductions$2,780.00
Retired Pay Offset by DVA Compensation$4,202.42
CRSC Debt Balance$0.00
Branch of Military ServiceARMY
Click to expand...
Hello,

Please provide ALL the following:
Chapter 61 CRSC estimate (less than 20 years AD)

Need:
1. Gross retired pay from DFAS RAS. This is an amount before the VA offset (amount of VA comp) and other deductions.
2. Residual retired pay. Amount of retired pay remaining after reduction in the amount of VA comp received.
3. DoD Disability percentage (found on retirement orders).
4. VA compensation:
a. Percentage
b. Amount including SMCs
c. Dependents by category and number in each
5. Active duty equivalent. This is found on the retirement orders under DISABILITY RETIREMENT .
6. Approved CRSC percentage .
7. Blended retirement program, YES or NO

Ron
 
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