This article discusses the issues with electing CRSC vice CRDP. The normal course of action for folks who are entitled to both benefits would be to select CRSC because it is tax free. However, the article discusses some scenarios where CRDP may be advantageous.
Note that this article is more than ten years old and there may have been changes to the (especially at the state level) that may impact the information provided. As always, check the statutes and consult legal counsel if in doubt.
Note that this article is more than ten years old and there may have been changes to the (especially at the state level) that may impact the information provided. As always, check the statutes and consult legal counsel if in doubt.