So I have been in the Army for 18 1/2 years and they are starting a MEB/PEB due to some injuries that have progressed over the years (bi-lateral knees w/diagnoses for no high impact again, Bi-lateral shoulder injuries, and 3 bulging discs in the back with pinched nerves, arthritis in most joints, PTSD). My case worker has told me that the IDES process typically takes 180 days, this would put me out at 19 1/3 years of service. I read in the Regulation (AR 635-40, para 4-29) that if a service member has more than 18 years of service and found unfit they can submit a letter for COAD (continue on active duty) in order to finish their time in order to receive their pension. My question is, has anyone experienced this, or does anyone know of any situations where a COAD has been denied? I would really hate to loose my pension; however, it is out of my hands besides submitting appeals etc... Hopefully some of you all know the answer to this. Thanks for your time.