I finally got my official VA rating via the mail (my last day in the Navy was January 1st and I received the VA package February 3rd). When I got my PEB results from the Navy (NOV 2011), my unfitting condition was rated 0% with severance pay, and 80% VA for all my other conditions. I was told from my VA counselor that I would not have to pay back my severance pay because the VA gave me a 0% rating for my unfitting condition. I was waiting for the actual paperwork from the VA so I could post if that was true or not. The VA counselor was correct, I do not have to pay back the severance pay. My VA paperwork stated that due to the fact that I am not being paid twice for the same condition (i.e. the 0% rating) than there is no recoupment of the severance pay. If the unfitting condition increases in rating later through the years, than I will have to pay back the severance pay via the new rating %. For anyone who is found unfit, 0% with severance pay, I hope this helps God Bless!