100% VA P&T Rated - w/20 Year Letter - Pursue MEB vs. Transfer to Retired Reserve? (2023)

mav0585

PEB Forum Regular Member
Registered Member
Hi there,

Current situation:


Status: Drilling TPU Reserve Major with 20 total eligible GOOD YEARS for retirement (combined ARNG, AD, USAR time)
Points: 3,700
Total AD Time: 4 Years
Total NG Deployments: 1 Year
VA Rating: Already rated at 100%P&T in October of 2019, one or more issues are combat-related (PTSD and TBI), my rating has not been reduced

As I was being counseled for my transfer to IRR, while AWAITING for my 20-year letter to drop in IPPS-A (I do however have my updated Annual Retirement Points worksheet in IPERMS as of today) and will be eligible to transfer to the Retired Reserve when I receive that letter within 6 months

Question:

A. Should I do my best to pursue an MEB, so I can potentially collect VA Disability Comp + my Medical Retirement Pay now, versus just simply transferring to the Grey Area while I await my Army Reserve Retirement at age 60?

B. What is the best way to ensure, my final PHA "triggers" an MEB? Are there any complications of going through MEB, if I am in the IRR?

C. I've seen back and forth about receiving Medical Retirement pay and VA Disability comp in full with no offset, what would qualify me to receive both?

Thank you for your assistance
 
We have a really similar situation, Reserve myself, I promote to Major May of next year, TBI rated 100% but the big difference is.. I am at 15yrs versus your 20.

You should get reduced retirement with your AD time, 4 years, so you could get concurrent payments at age 55? I have four years AD too.

I have 2300 points and opting to go with the disability retirement, it works out better for me.

What prompted my MEB was my prescriptions, but I am told the PHA can do it as well.
 
Ref: “C. I've seen back and forth about receiving Medical Retirement pay and VA Disability comp in full with no offset, what would qualify me to receive both? ”

Hello @mav0585 ,

In order to receive CRDP (Ret Pay & VA comp) simultaneously, you also would have to be fully qualified for either a regular or non-regular retirement. The latter includes attaining the age requirement.

cc: @Provis

Ron
 
We have a really similar situation, Reserve myself, I promote to Major May of next year, TBI rated 100% but the big difference is.. I am at 15yrs versus your 20.

You should get reduced retirement with your AD time, 4 years, so you could get concurrent payments at age 55? I have four years AD too.

I have 2300 points and opting to go with the disability retirement, it works out better for me.

What prompted my MEB was my prescriptions, but I am told the PHA can do it as well.
Oh I see, yes we are! Good question, I am not sure if I am able to shave 5 years off for retirement...I thought there was some sort of maximum, I want to say 58 for me, but maybe I am wrong. I am hoping my PHA triggers it, all my past PHAs I complained a little, but I didn't try very hard to get everything recognized. I didn't want to be in jeopardy of not hitting my 20 years. Also, with 20 years and 50%+ VA rating, I believe I can collect Ch. 61 pay, and VA comp simultaneously. Defense Finance and Accounting Service > RetiredMilitary > disability > crdp
 
Ref: “C. I've seen back and forth about receiving Medical Retirement pay and VA Disability comp in full with no offset, what would qualify me to receive both? ”

Hello @mav0585 ,

In order to receive CRDP (Ret Pay & VA comp) simultaneously, you also would have to be fully qualified for either a regular or non-regular retirement. The latter includes attaining the age requirement.

cc: @Provis

Ron
I see. Would the benefit be for me then, once I hit age 60 (and/or qualified for reduced retirement age) I could receive both Ch. 61 disability compensation and my regular reserve pension PLUS VA disability compensation? Or would I "forfeit" my future military pension, BECAUSE I am receiving Ch. 61? I thought I would be able to receive Ch. 61 pay immediately and not have to wait until the usual age of 60...there would be a risk that my Ch.61 pay would be less than my regular military retirement if my rating is less than 30%.
 
I’ve had 10 PHAs since the accident that caused my TBI, never triggered it.

I had a prescription for Ambien, it came up in a drug test and I had to verify the prescription which I did (sleep issues since the severe TBI) and suddenly I was put on a profile and IRILO. Weird thing.

I believe it’s a bit harder in the Reserve because I’m being told I shouldn’t have been allowed to commission (was enlisted at the time of the accident) based on my medical history, but none of it came up on their radar
 
I see. Would the benefit be for me then, once I hit age 60 (and/or qualified for reduced retirement age) I could receive both Ch. 61 disability compensation and my regular reserve pension PLUS VA disability compensation? Or would I "forfeit" my future military pension, BECAUSE I am receiving Ch. 61? I thought I would be able to receive Ch. 61 pay immediately and not have to wait until the usual age of 60...there would be a risk that my Ch.61 pay would be less than my regular military retirement if my rating is less than 30%.
Hello,

Now: You can receive a disability retirement and be paid the associated Ret Pay; however, your pay is reduced dollar for dollar in the amount of VA comp WITHOUT restoration by CRDP.

Later, near age 60 (or reduced for certain deployments) you can apply for the reserve retirement and receive that pay instead. You will receive the longevity portion of your retired pay due to CRDP plus the VA comp.

Ron
 
I feel like sometimes people give 'vague' 'ho-hum' answers. Hopefully this isn't and it helps:

A. Should I do my best to pursue an MEB, so I can potentially collect VA Disability Comp + my Medical Retirement Pay now, versus just simply transferring to the Grey Area while I await my Army Reserve Retirement at age 60?

100% try for medical retirement. There is no down-side to attempting the IDES. (Expect it to take 1 year or more because the NG and Reserve IDES have no one ensuring they meet any deadlines. I can provide many, many links from this site to back up my claims. )

a.1 If you get 30% or more
you at least get Tricare and possible CRSC/DoD pay
a.2 If you get 30% or less you don't get a severance and maintain your reserve 20 year retirement at 60yrs. (no loss, no paying back a severance to get your VA money again)
a.3 Choose IDES not LDES. You can keep your 100% P/T VA rating and be reviewed for DoD only. See the VA adjudication manual:
  1. M21-1, Part X, Subpart i, Chapter 6, Section E - Integrated Disability Evaluation System (IDES), Referrals, and Initial Processing X.i.6.E.4.a. Steps of the Initial Meeting, steps 4-5.
  2. https://www.knowva.ebenefits.va.gov...Referrals-and-Initial-Processing?query=Ides#4
a.4 You can reuse your previous C&P exams if you tell the VA MSC 'your condition hasn't changed' since the last C&P exam.
a.5 This has been discussed on PEB Forums a few times, read more at these links:
1. VA Rating Prior to MEB
2. https://www.pebforum.com/threads/going-into-medboard-w-100-va-p-t.72488/
3. 100% P&T w/VA...Headed to MEB, Just need advice!

B. What is the best way to ensure, my final PHA "triggers" an MEB? Are there any complications of going through MEB, if I am in the IRR?
b.1 You get a DA 7809
completed for each condition you want to be medically boarded for. You should fail to meet retention standards per AR 40-501. Get the ACFT form completed also for each condition. I was told by someone at the AR-MMC that there are a few statements that lean a doctor towards a P3 and Med board referral: " The medical condition is permanent. The condition will not improve. All medical treatment has failed. Soldier fails to meet retention standards for 'X-condition' based on AR 40-501 chapter 3 , (para-lin of your condition)" (yes, i was told your civilian doctor can make statements.) If any of those apply, make sure they're on that form(s).

b.2 IDRMs or LODs. It's the DoD's way of really sticking it to NG / Reserve. On AD for more than 30 days when you got injured...or maybe a combat deployment? You were subject to UCMJ and were in harms way? Well, great, the DoD needs an LOD or at least an IDRM "because" or you will get a NILOD board. Active Duty doesn't have to worry about this. Expect these to take 2-3 months. I am fighting a NILOD IDRM because the doctor randomly chose one of mine as "NILOD" and gave no rationale for the refusal... just a 'no' and I'm supposed to accept that. I filed a congressional because no one wanted to 'help' or was willing to allow me to rebut.

b.3 IRR. I don't have answer for this portion of the question. Sorry.

b.4 Anger and Frustration. Expect this process to not go smoothly. The MEB cherry picks, the PEB cherry picks. No one so far can or will explain to me how the MEB/PEB makes their decisions. It's not solely based on regs, it's not based on the DBQ, nor your medical records. It's more of a 'black box' process. Where someone, somewhere makes a decision that impacts the rest of your life. The generic answer I see is a vague quote of regs and proceedings from 40-501 or 635-40 but when they are pushed farther for clarification, it goes super vague, you see comments to just "appeal" or they stop responding. Lots of posts where people were 100% a 'does not meet retention' or were 'unfitting' but were denied DoD retirement "because" the board said so. Their rationale is often weak, too, but is almost always upheld unless your willing to go in-person to a formal PEB hearing. Although, PTSD is most often seen at unfitting from posts on PEB Forum.

C. I've seen back and forth about receiving Medical Retirement pay and VA Disability comp in full with no offset, what would qualify me to receive both?
c.1 no,
unless you have 20 years of AD service, you don't get both. These calculations are covered by @RogG multiple times. You should really look over his posts where he runs folks numbers for them to get a good idea of how the math works. I'm going to butcher it. The best you get is:
c.1.a. VA 100% pay
c.2.b DoD - VA
= Your high 36months averaged base pay $ * (DoD disability %). Take that number and subtract your VA 100% money. If that amount is negative, you get $0. If it's positive, $1 or higher, you get taxed on that at 15% but 'usually' it has no state and no SSDI tax.
c.2.c CRSC - submit yet another packet to the Army requesting CRSC for each condition separately. The easiest way is to make sure the PEB 199 says each condition was combat related or a presumptive. Otherwise, provide as much documentation showing it was combat-related and hope for the best.
 
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I feel like sometimes people give 'vague' 'ho-hum' answers. Hopefully this isn't and it helps:

A. Should I do my best to pursue an MEB, so I can potentially collect VA Disability Comp + my Medical Retirement Pay now, versus just simply transferring to the Grey Area while I await my Army Reserve Retirement at age 60?

100% try for medical retirement. There is no down-side to attempting the IDES. (Expect it to take 1 year or more because the NG and Reserve IDES have no one ensuring they meet any deadlines. I can provide many, many links from this site to back up my claims. )

a.1 If you get 30% or more
you at least get Tricare and possible CRSC/DoD pay
a.2 If you get 30% or less you don't get a severance and maintain your reserve 20 year retirement at 60yrs. (no loss, no paying back a severance to get your VA money again)
a.3 Choose IDES not LDES. You can keep your 100% P/T VA rating and be reviewed for DoD only. See the VA adjudication manual:
  1. M21-1, Part X, Subpart i, Chapter 6, Section E - Integrated Disability Evaluation System (IDES), Referrals, and Initial Processing X.i.6.E.4.a. Steps of the Initial Meeting, steps 4-5.
  2. https://www.knowva.ebenefits.va.gov...Referrals-and-Initial-Processing?query=Ides#4
a.4 You can reuse your previous C&P exams if you tell the VA MSC 'your condition hasn't changed' since the last C&P exam.
a.5 This has been discussed on PEB Forums a few times, read more at these links:
1. VA Rating Prior to MEB
2. https://www.pebforum.com/threads/going-into-medboard-w-100-va-p-t.72488/
3. 100% P&T w/VA...Headed to MEB, Just need advice!

B. What is the best way to ensure, my final PHA "triggers" an MEB? Are there any complications of going through MEB, if I am in the IRR?
b.1 You get a DA 7809
completed for each condition you want to be medically boarded for. You should fail to meet retention standards per AR 40-501. Get the ACFT form completed also for each condition. I was told by someone at the AR-MMC that there are a few statements that lean a doctor towards a P3 and Med board referral: " The medical condition is permanent. The condition will not improve. All medical treatment has failed. Soldier fails to meet retention standards for 'X-condition' based on AR 40-501 chapter 3 , (para-lin of your condition)" (yes, i was told your civilian doctor can make statements.) If any of those apply, make sure they're on that form(s).

b.2 IDRMs or LODs. It's the DoD's way of really sticking it to NG / Reserve. On AD for more than 30 days when you got injured...or maybe a combat deployment? You were subject to UCMJ and were in harms way? Well, great, the DoD needs an LOD or at least an IDRM "because" or you will get a NILOD board. Active Duty doesn't have to worry about this. Expect these to take 2-3 months. I am fighting a NILOD IDRM because the doctor randomly chose one of mine as "NILOD" and gave no rationale for the refusal... just a 'no' and I'm supposed to accept that. I filed a congressional because no one wanted to 'help' or was willing to allow me to rebut.

b.3 IRR. I don't have answer for this portion of the question. Sorry.

b.4 Anger and Frustration. Expect this process to not go smoothly. The MEB cherry picks, the PEB cherry picks. No one so far can or will explain to me how the MEB/PEB makes their decisions. It's not solely based on regs, it's not based on the DBQ, nor your medical records. It's more of a 'black box' process. Where someone, somewhere makes a decision that impacts the rest of your life. The generic answer I see is a vague quote of regs and proceedings from 40-501 or 635-40 but when they are pushed farther for clarification, it goes super vague, you see comments to just "appeal" or they stop responding. Lots of posts where people were 100% a 'does not meet retention' or were 'unfitting' but were denied DoD retirement "because" the board said so. Their rationale is often weak, too, but is almost always upheld unless your willing to go in-person to a formal PEB hearing. Although, PTSD is most often seen at unfitting from posts on PEB Forum.

C. I've seen back and forth about receiving Medical Retirement pay and VA Disability comp in full with no offset, what would qualify me to receive both?
c.1 no,
unless you have 20 years of AD service, you don't get both. These calculations are covered by @RogG multiple times. You should really look over his posts where he runs folks numbers for them to get a good idea of how the math works. I'm going to butcher it. The best you get is:
c.1.a. VA 100% pay
c.2.b DoD - VA
= Your high 36months averaged base pay $ * (DoD disability %). Take that number and subtract your VA 100% money. If that amount is negative, you get $0. If it's positive, $1 or higher, you get taxed on that at 15% but 'usually' it has no state and no SSDI tax.
c.2.c CRSC - submit yet another packet to the Army requesting CRSC for each condition separately. The easiest way is to make sure the PEB 199 says each condition was combat related or a presumptive. Otherwise, provide as much documentation showing it was combat-related and hope for the best.
This answer was extremely informative, thank you for taking the time to answer my questions.
 
I always wonder how the high 36 works if you’re a traditional reservist but have a medical (active duty) retirement.

Is it theoretical (what you would’ve been paid if active duty) or it goes by your drill pay, which I don’t see how that could be done.
 
I always wonder how the high 36 works if you’re a traditional reservist but have a medical (active duty) retirement.

Is it theoretical (what you would’ve been paid if active duty) or it goes by your drill pay, which I don’t see how that could be done.
Hello @rabrom ,

Reference: Reserve Retirement <—-LINK

The retired pay base for a qualified reserve retirement under the High-36 retirement plan is the total amount of monthly basic pay to which the member was entitled during the member's high-36 months divided by 36. This includes months to which the member would have been entitled if the member had served on active duty during the entire period.

Usually this will be the average of the 36 months for the member's pay grade and years of service taken from the pay tables in effect for the 36 months immediately preceding the date that retired pay begins, regardless of when the member stopped participation (i.e. went into the gray area).

Ron
 
Question: If I qualify for a non-regular retirement and receive a medboard, at what point would I be eligible for CRDP, if ever?
 
I feel like sometimes people give 'vague' 'ho-hum' answers. Hopefully this isn't and it helps:

A. Should I do my best to pursue an MEB, so I can potentially collect VA Disability Comp + my Medical Retirement Pay now, versus just simply transferring to the Grey Area while I await my Army Reserve Retirement at age 60?

100% try for medical retirement. There is no down-side to attempting the IDES. (Expect it to take 1 year or more because the NG and Reserve IDES have no one ensuring they meet any deadlines. I can provide many, many links from this site to back up my claims. )

a.1 If you get 30% or more
you at least get Tricare and possible CRSC/DoD pay
a.2 If you get 30% or less you don't get a severance and maintain your reserve 20 year retirement at 60yrs. (no loss, no paying back a severance to get your VA money again)
a.3 Choose IDES not LDES. You can keep your 100% P/T VA rating and be reviewed for DoD only. See the VA adjudication manual:
  1. M21-1, Part X, Subpart i, Chapter 6, Section E - Integrated Disability Evaluation System (IDES), Referrals, and Initial Processing X.i.6.E.4.a. Steps of the Initial Meeting, steps 4-5.
  2. https://www.knowva.ebenefits.va.gov...Referrals-and-Initial-Processing?query=Ides#4
a.4 You can reuse your previous C&P exams if you tell the VA MSC 'your condition hasn't changed' since the last C&P exam.
a.5 This has been discussed on PEB Forums a few times, read more at these links:
1. VA Rating Prior to MEB
2. https://www.pebforum.com/threads/going-into-medboard-w-100-va-p-t.72488/
3. 100% P&T w/VA...Headed to MEB, Just need advice!

B. What is the best way to ensure, my final PHA "triggers" an MEB? Are there any complications of going through MEB, if I am in the IRR?
b.1 You get a DA 7809
completed for each condition you want to be medically boarded for. You should fail to meet retention standards per AR 40-501. Get the ACFT form completed also for each condition. I was told by someone at the AR-MMC that there are a few statements that lean a doctor towards a P3 and Med board referral: " The medical condition is permanent. The condition will not improve. All medical treatment has failed. Soldier fails to meet retention standards for 'X-condition' based on AR 40-501 chapter 3 , (para-lin of your condition)" (yes, i was told your civilian doctor can make statements.) If any of those apply, make sure they're on that form(s).

b.2 IDRMs or LODs. It's the DoD's way of really sticking it to NG / Reserve. On AD for more than 30 days when you got injured...or maybe a combat deployment? You were subject to UCMJ and were in harms way? Well, great, the DoD needs an LOD or at least an IDRM "because" or you will get a NILOD board. Active Duty doesn't have to worry about this. Expect these to take 2-3 months. I am fighting a NILOD IDRM because the doctor randomly chose one of mine as "NILOD" and gave no rationale for the refusal... just a 'no' and I'm supposed to accept that. I filed a congressional because no one wanted to 'help' or was willing to allow me to rebut.

b.3 IRR. I don't have answer for this portion of the question. Sorry.

b.4 Anger and Frustration. Expect this process to not go smoothly. The MEB cherry picks, the PEB cherry picks. No one so far can or will explain to me how the MEB/PEB makes their decisions. It's not solely based on regs, it's not based on the DBQ, nor your medical records. It's more of a 'black box' process. Where someone, somewhere makes a decision that impacts the rest of your life. The generic answer I see is a vague quote of regs and proceedings from 40-501 or 635-40 but when they are pushed farther for clarification, it goes super vague, you see comments to just "appeal" or they stop responding. Lots of posts where people were 100% a 'does not meet retention' or were 'unfitting' but were denied DoD retirement "because" the board said so. Their rationale is often weak, too, but is almost always upheld unless your willing to go in-person to a formal PEB hearing. Although, PTSD is most often seen at unfitting from posts on PEB Forum.

C. I've seen back and forth about receiving Medical Retirement pay and VA Disability comp in full with no offset, what would qualify me to receive both?
c.1 no,
unless you have 20 years of AD service, you don't get both. These calculations are covered by @RogG multiple times. You should really look over his posts where he runs folks numbers for them to get a good idea of how the math works. I'm going to butcher it. The best you get is:
c.1.a. VA 100% pay
c.2.b DoD - VA
= Your high 36months averaged base pay $ * (DoD disability %). Take that number and subtract your VA 100% money. If that amount is negative, you get $0. If it's positive, $1 or higher, you get taxed on that at 15% but 'usually' it has no state and no SSDI tax.
c.2.c CRSC - submit yet another packet to the Army requesting CRSC for each condition separately. The easiest way is to make sure the PEB 199 says each condition was combat related or a presumptive. Otherwise, provide as much documentation showing it was combat-related and hope for the best.
You seem very knowledgeable so I have a question:

If I currently qualify for a non-regular retirement and receive a medboard, at what point would I be eligible for CRDP, if ever
 
Question: If I qualify for a non-regular retirement and receive a medboard, at what point would I be eligible for CRDP, if ever?
You apply for your non regular retirement at eligible age and at that point you get your non regular retirement and CRDP as long as your total VA% is 50% or higher.
 
Question: If I qualify for a non-regular retirement and receive a medboard, at what point would I be eligible for CRDP, if ever?
A Soldier in the Army Reserve must have completed 20 years of qualifying service to be eligible for non-regular retired pay at age 60. A qualifying year is a complete year in which a Soldier has earned a minimum of 50 retirement points. That's when you eligible for CRDP.

2BDoD 7000.14-R Financial Management Regulation Volume 7B, Chapter 64* October 2012
 
Hello Major,
Just my 2 cents. I would highly recommend that you go the MED board (PEB then PEB) because in your case, instead of having to wait for another couple of years for a reserve/NG retirement, if you are successful in your MED Board (that is, if the MEB recommends medical Retirement, based on LOD issues), then you are Retired as if you were AD, and get your Blue retired ID card right away, as well as start collecting your pay inmediately. Depending on what percentage the PEB Board assigns, it could be high as 100 Percent (only pays the Max of 75%). You will paid right away, but because you don't have 20 Yrs of AD, the VA 100% will be deducted from your AD MED RET that should be based on your Rank and YOS, so probably around 75% of maybe 8000, so around 6000 USD.

Still much better than around 2500 for the NG/AR Retirement.

Just food for thought from an old CW4.

Stay well and safe,

DM me if you have any other questions or concerns,

Harold
 
Hello Major,
Just my 2 cents. I would highly recommend that you go the MED board (PEB then PEB) because in your case, instead of having to wait for another couple of years for a reserve/NG retirement, if you are successful in your MED Board (that is, if the MEB recommends medical Retirement, based on LOD issues), then you are Retired as if you were AD, and get your Blue retired ID card right away, as well as start collecting your pay inmediately. Depending on what percentage the PEB Board assigns, it could be high as 100 Percent (only pays the Max of 75%). You will paid right away, but because you don't have 20 Yrs of AD, the VA 100% will be deducted from your AD MED RET that should be based on your Rank and YOS, so probably around 75% of maybe 8000, so around 6000 USD.

Still much better than around 2500 for the NG/AR Retirement.

Just food for thought from an old CW4.

Stay well and safe,

DM me if you have any other questions or concerns,

Harold
Harold,
Sounds like you have personal experience with an MEB. Can you tell me as an eligible non-regular retiree will I be able to collect above and beyond 100% P&T VA benefit prior to age eligibility if I MEB?
 
Hello Major,
Just my 2 cents. I would highly recommend that you go the MED board (PEB then PEB) because in your case, instead of having to wait for another couple of years for a reserve/NG retirement, if you are successful in your MED Board (that is, if the MEB recommends medical Retirement, based on LOD issues), then you are Retired as if you were AD, and get your Blue retired ID card right away, as well as start collecting your pay inmediately. Depending on what percentage the PEB Board assigns, it could be high as 100 Percent (only pays the Max of 75%). You will paid right away, but because you don't have 20 Yrs of AD, the VA 100% will be deducted from your AD MED RET that should be based on your Rank and YOS, so probably around 75% of maybe 8000, so around 6000 USD.

Still much better than around 2500 for the NG/AR Retirement.

Just food for thought from an old CW4.

Stay well and safe,

DM me if you have any other questions or concerns,

Harold
Good to know, that is considerably higher than my VA rating pay. I guess I would be taking the chance though, that my MEB rating might turn out less than my VA rating? If I hit my 20 good year mark, and go to IRR, can I still request MEB process (before submitting retirement paperwork). Do you have to accept the disability retirement, if it ends up less than what you already have with the VA?

I don't have any LODs, all of my medical files related to my VA disability are from my active duty time. Will the Army reference my medical files that were used to rate me for my VA disability? I was thinking of going into the IRR, and then requesting an MEB process while in IRR, based on my current disabilities from my VA rating.
 
Harold,
Sounds like you have personal experience with an MEB. Can you tell me as an eligible non-regular retiree will I be able to collect above and beyond 100% P&T VA benefit prior to age eligibility if I MEB?
Hello,
Yes, I went through the MEB/PEB process myself, as a drilling Reservist. I can assure you that if you are deemed "non-fit for duty" as a Soldier (it basically means that according to AR 40-501, an Army Medical reg, you can't perform certain soldier tasks due to injuries), then the Army MEB will deem you "unfit to continue service", and the PEB will decide which percentage of disability you hold. The Army is required to use the same % as what the VA would use, so essentially, before the PEB is completed, you are sent to the VA to undergo exams, and whatever % the VA determines to use, the Army has to accept and give you as your disability %. The difference is that while the VA will rate every little thing you put down to evaluate, the Army will only assign the % for those medical issues that make you "unfit for duty". Does that make sense? You may have 10 VA listed dissabilities, but the Army, for example, is only looking at 3 items that make you "unfit for duty". So your VA rating may total 100%, but the 3 Army Fitness for Duty items come up to 80%. Then, DOD will pay you based on the 80% of your highest pay grade, just remember that by Law, DOD can't pay you more than 75% times your Base Pay. But it still can be a very good medical retirement, and it starts paying inmediately. But remember also, that by current "Concurrent receipt" law, the DOD payment has to be offset, dollar for dollar, by your VA payment. But if your DOD % is high enough, and your years of Total Service are high enough (like I was a 39 Yr CW4), your DOD pay will be higher than the VA "Offset" and you will end up with a combination of the two that will EQUAL your DOD pay (for example 75% of a 30 Yr Guard 0-4), of which the DOD part will be taxable and the VA will be Non Taxable.

Sounds complicated, but it means it is still a good idea to agree to go thru the Army MEB/PEB process.

Take care,

Harold
 
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