Computing years of service

B

B9195

PEB Forum Regular Member
Registered Member
Trying understand where I am at before requesting (or hiding from) a med board.
I am an Title 32 AGR Soldier.
I have nearly 18 years of Active Duty points (6500ish towards the magic 7200)
I have over 700 qualifying points of 1405 time (drills, membership points) because I was a drilling member for 15 years prior to joining AGR program.

Here is how I am reading Chapter 61. Please tell me if I am correct. Or at least correct-ish. Or flat out wrong.
Under section 1201 it says "the Secretary may retire the member, with retired pay computed under section 1401 of this title"
-if-
Under section 1201 for medical retirement, it says "the member has at least 20 years of service computed under section 1208 of this title"
Under section 1208 it says "A member of the armed forces who is not a member of a regular component shall be credited, for the purposes of this chapter, with the number of years of service that he would count if he were computing his years of service under section 12733 of this title."
Under section 12733 it says it is the sum of my AD time and my 1405 time (drills, membership points, etc.) with some max point per year limitations.

Given the above thought process, I would have over 20 years of service and would be retired versus separated.

So, I said all of that to ask this:
If I go before a board and am found unfit, could I be retired from active duty, because I have 20 years worth of points using the computations above?
Or do I need to gut it out for 2 years until my projected retirement date?
If I could retire 2 years early and keep the retirement and VA benefits, great. If a board at this point would jeapordize that, then I will tough it out.

Thanks.
 
I believe most of the posts on here prescribe to push for 20 AD years to qualify for CRDP. I as medically retired with 16 AD years, but 8000 total points. I waive pay until I do qualify for CRDP, which is once I hit my adjusted retirement date. Hit 20 AD and that is ur CRDP date and no offset. Hopefully I passed on the right info. Good luck!
 
Interesting. The way I was reading it I thought the combined time would have allowed me to retire with 20.
Oh well. That's why I asked.
Thank you.
 
Boomerang said:
I believe most of the posts on here prescribe to push for 20 AD years to qualify for CRDP. I as medically retired with 16 AD years, but 8000 total points. I waive pay until I do qualify for CRDP, which is once I hit my adjusted retirement date. Hit 20 AD and that is ur CRDP date and no offset. Hopefully I passed on the right info. Good luck!
Click to expand...
That is correct; however, without CRDP, there would still be an offset and no restoration (i.e., CRDP). Additionally, one who receives the DOD disability percentage as the multiplier for retired pay will still experience the offset , but if they qualify for CRDP, the longevity portion of retired pay will be restored via CRDP.

Furthermore, any residual retired pay (after offset) PLUS CRDP cannot exceed the longevity portion of retired pay.

Edited to add: I was under the impression that 7200 points or more divided by 360 = 20 AD years or more and qualifies one for immediate retirement including CRDP entitlement if otherwise qualified (i.e., 50% VA or more).

Ron
cc: @SFC H and @Guardguy11 for RC point conversion expertise
 
Last edited:
That's what I thought on the 7200. I thought I may have found a loophole to allow me to retire 2 years earlier.
I can't use those points to get to my regular retirement but they are added on the backside once I retire to bump my percentage of retired pay.
But then I read the above stuff in Chapter 61 showing I could use those points for med board purposes and got excited.

RonG said:
Edited to add: I was under the impression that 7200 points or more divided by 360 = 20 AD years or more and qualifies one for immediate retirement including CRDP entitlement if otherwise qualified (i.e., 50% VA or more).

Ron
cc: @SFC H and @Guardguy11 for RC point conversion expertise
Click to expand...
 
B9195 said:
That's what I thought on the 7200. I thought I may have found a loophole to allow me to retire 2 years earlier.
I can't use those points to get to my regular retirement but they are added on the backside once I retire to bump my percentage of retired pay.
But then I read the above stuff in Chapter 61 showing I could use those points for med board purposes and got excited.
Click to expand...
You did in fact find a loop hole. When medically discharged you get credit for all of your points towards your retirement if you are a reservist. If you were trying to get 20 years active duty regular retirement then you would only count points for active duty & drills etc. Membership points would not count towards the active duty calculation.
 
Provis said:
You did in fact find a loop hole. When medically discharged you get credit for all of your points towards your retirement if you are a reservist. If you were trying to get 20 years active duty regular retirement then you would only count points for active duty & drills etc. Membership points would not count towards the active duty calculation.
Click to expand...
So your take on it is that I would be deemed to have 20 qualifying years of active service and under section 1201 " the Secretary may retire the member, with retired pay computed under section 1401 of this title," which entitles me to pick between points and percentage, and I would get retirement pay, CRDP and my VA percentage (assuming over 50%).

Thank you again for taking time to respond I really appreciate it.
 
Wow, now I’m thoroughly confused. I will add, I believed my answer until now. I was told somewhere on this forum not to expect both, even with over 7200 points. Interestingly enough, on my initial payments, I was receiving both DOD at the 8000 point longevity rate and VA, with no waiver. Yes, call me an idiot, but I called DFAS, as the numbers I expected didn’t match and I didn’t want to incur a debt. Well I realized during our conversation they were paying me both. Either way, two weeks later they changed my DOD And sent this memo. Incidentally, they have not collected a debt and that never happens with DFAS.
 

Attachments

  • image.jpg
    image.jpg
    2.2 MB · Views: 30
Boomerang said:
Wow, now I’m thoroughly confused. I will add, I believed my answer until now. I was told somewhere on this forum not to expect both, even with over 7200 points. Interestingly enough, on my initial payments, I was receiving both DOD at the 8000 point longevity rate and VA, with no waiver. Yes, call me an idiot, but I called DFAS, as the numbers I expected didn’t match and I didn’t want to incur a debt. Well I realized during our conversation they were paying me both. Either way, two weeks later they changed my DOD And sent this memo. Incidentally, they have not collected a debt and that never happens with DFAS.
Click to expand...
With 8000 points I thought you should have gotten the credit for 22 years of active duty. 1208 says you have to be given credit for years as determined by 12733. And 12733 says all AD points as well as drill, membership, funeral honors. etc, (with some caps of how many points per year for us old guys) will be added and divided by 360 to determine our years of service.
 
B9195 said:
With 8000 points I thought you should have gotten the credit for 22 years of active duty. 1208 says you have to be given credit for years as determined by 12733. And 12733 says all AD points as well as drill, membership, funeral honors. etc, (with some caps of how many points per year for us old guys) will be added and divided by 360 to determine our years of service.
Click to expand...
The attachment he received from DFAS indicates that they need a points summary statement submitted by his branch of service (not by himself of course).

That part of the document is an indication that DFAS is unaware of his total points, etc.

If one considers that RC personnel who have yet to met the age requirement for RC retired pay BUT qualify for a DoD disability retirement under CH 61 are required to contact their human resource command about 6-12 months before the age requirement is met. The resulting documentation is sent to DFAS and triggers CRDP if eligible. In my opinion (and I am not RC retired), the OP should contact his command and request similar action. Summary: DFAS has an incomplete picture of your situation and "he might" qualify for CRDP now if his total creditable point are ≥ 7200.

Please report how this works out for you @Boomerang .

Regards,

Ron

Added: see post 14 at Help with DFAS and my retirement pay <---LINK
 
I hope you’re right. Search 7200 points in the forum and this question has been answered differently many times. There are people who have gotten both, including myself, ah yes, until I called DFAS. I’ll defer to the smarter ones on this subject
 
Yes, you did find the loophole. When I was medically retired a few months ago, I had 19 years and 2 months of AFS (6 years Active Duty and 13 years title 32 AGR). Then they added my 1405 time which was 4 months for a grand total of 19 years and 6 months of AFS. I missed 20 by 6 months, but they did add the 1405 to my AFS. I am also in private communication with an Army Officer that is in this forum and he medically retired last year with 19 years, 11 months and 19 days, missing his 20 by 11 days. Fortunately for him, he had 375 points of 1405 time, which they added to his AFS time for a total of 21 years of AFS.
 
B9195 said:
Trying understand where I am at before requesting (or hiding from) a med board.
I am an Title 32 AGR Soldier.
I have nearly 18 years of Active Duty points (6500ish towards the magic 7200)
I have over 700 qualifying points of 1405 time (drills, membership points) because I was a drilling member for 15 years prior to joining AGR program.
Click to expand...


Boomerang said:
I believe most of the posts on here prescribe to push for 20 AD years to qualify for CRDP. I as medically retired with 16 AD years, but 8000 total points. I waive pay until I do qualify for CRDP, which is once I hit my adjusted retirement date. Hit 20 AD and that is ur CRDP date and no offset. Hopefully I passed on the right info. Good luck!
Click to expand...

The most points that are available in a year is 366 (leap years). All other years 365 points are available, nothing new. In the Guard/ Reserve, currently the most available points that can be earned is 130 per year without title 10 orders. If activated, the most points available is still 366 on leap years, 365 on non leap years. 20 years IS still the gold standard to retire for all services and be eligible for CRDP upon meeting the age requirement.

Under a normal retirement (20 or more years), rank and points earned determine the amount of pay, nothing new. Under disability retirements, the percentage awarded by the DoD is normally higher unless there is already a regular point retirement that is more. Then DFAS should pay the higher retirement with proper documentation. Active duty should qualify for CRDP immediately upon a 20 year career, (365 points x 16 years plus 366 points x the 4 leap years). Guard/ Reserve need 20 good years (at least 50 points x 20 years) and normally be 60 years old to receive retired pay and CRDP if qualified.
 
Last edited:
Link

Link

After a quick search, everything states, years of creditable service for retirements an no mention of 7200- 7300 points to retire. All indicate points divided by 360 to get years of creditable service. 20 years needed to obtain a normal retirement, no matter active duty or guard.
 
SFC H said:
Link

Link

After a quick search, everything states, years of creditable service for retirements an no mention of 7200- 7300 points to retire. All indicate points divided by 360 to get years of creditable service. 20 years needed to obtain a normal retirement, no matter active duty or guard.
Click to expand...
Twenty years active duty is required for regular retirement.

Twenty good years plus meeting the age requirement for Reserve Component. Twenty good years is not necessarily 20 year AD equivalent.

You already know this...just a clarification.

BTW, DFAS does mention 7200 points in a nebulous way. I will look to determine if that is still part of the terms used on a certain page.

Ron
 
Boomerang said:
I hope you’re right. Search 7200 points in the forum and this question has been answered differently many times. There are people who have gotten both, including myself, ah yes, until I called DFAS. I’ll defer to the smarter ones on this subject
Click to expand...
Depends on how new the post is and when the assessment was made. Opinions change upon receipt of new information.

I rarely look at what was said in 2013.

Ron
 
RonG said:
Per DFAS:

RESERVE
Reserve service is “converted” to active service by dividing retirement points by 360.

7200 points divided by 360 = 20 years of active duty service

2.5% x 20 years = 50%

Defense Finance and Accounting Service > RetiredMilitary > plan > estimate <---LINK

Ron
Click to expand...


ACTIVE DUTY
The longer you stay on active duty, the higher your retirement pay. Each year of active duty service is worth 2.5 percent toward your service percent multiplier.

A retiree with 20 years of service would have a service percent multiplier of 50 percent:

2.5% x 20 years = 50%

Read more about active duty retirement on the OSD website.

RESERVE
Reserve service is “converted” to active service by dividing retirement points by 360.

7200 points divided by 360 = 20 years of active duty service

2.5% x 20 years = 50%


I noticed that, but was thinking its just used for clarification. 20 years including leap years would be 7304 points. Not sure why points are divided by 360 to achieve YOS.
 
Last edited:
SFC H said:
ACTIVE DUTY
The longer you stay on active duty, the higher your retirement pay. Each year of active duty service is worth 2.5 percent toward your service percent multiplier.

A retiree with 20 years of service would have a service percent multiplier of 50 percent:

2.5% x 20 years = 50%

Read more about active duty retirement on the OSD website.

RESERVE
Reserve service is “converted” to active service by dividing retirement points by 360.

7200 points divided by 360 = 20 years of active duty service

2.5% x 20 years = 50%


I noticed that, but was thinking its just used for clarification. 20 years including leap years would be 7304 points. Not sure why points are divided by 360 to achieve YOS.
Click to expand...
I believe AGRs divide by 365, traditional reserves by 360. I also believe AGRs need 7300 points for 20.
 
Just rambling here but,

If exactly 20 years of active duty was performed at one point per day that would be 7304 retirement points. If the goal was 7200 divided by 360 equals 20 years, at 7200 points could you not retire at 7,200 Days = 19.7260 Years = 19 Years, 8 Months and 3 Weeks
 
You must log in or register to reply here.
Top