Please tell me... is this letter too much? Not enough? What else do I need to include to tell them that they actually owe me close to 9 grand and that the illegal collection means they owe me 9k taxable and 2k non taxable due to violating federal law now... and yes... I would like a lawyer and can pay a retainer if any want to contact me. After finding out these ASSBAGS have been harassing and threatening my wife... I am coming after ConServe and DFAS. Not a happy camper.