MEB at 20 years or retirement
- Thread starter Ddb73
- Start date
Either way I would submit my retirement package. However, unless you have a very restrictive profile you won't be put in a MEB. MEB's are started by your PCM and normally that happens when you get a permanent profile that doesn't allow you to do your job in your MOS.
Yep, I’m aware of that…. The doc pretty much left it up to me which direction. I was just wondering if there was any benefit in my case in accepting an MEB or staying the course for traditional retirement. It seems to me that outcome would be about the same except that I would lock in my end date rather than being in limbo
I would compare the condition to the VA ratings. If the condition you have that is unfitting is more likely than not to be rated 50% or less I wouldn't bother with it. With hitting 20 years you will be eligible to receive CRDP with a total rating of 50% from all of your conditions you can get both. So to me the only benefit would be to get to 60% or 70% DOD percentage but even though with CRDP its probably not a huge win for you. Also, you do get the annual premium waived for Tricare if chapter 61 retired vs regular retirement. Its only a few hundred dollars a year saving though.
Hello @Provis
Re: AD 20 years = 50% retired pay Versus DoD disability retirement @70%
1. The common 20 years AD retirement and coupled with 50% or more VA rating = concurrent disreceipt of both retired pay (as CRDP) and VA compensation.
2. Same person, but receives 70% DoD disability retired pay.
--The retired pay will be reduced by the amount of VA comp. There might be residual (left over) retired pay he retiree keeps.
--CRDP will restore the portion of his retired pay that is longevity (e.g., 50% in this case).
--The combination of CRDP and residual retired pay cannot exceed the longevity amount. In other words, the amount of the residual reduces the CRDP.
3. Just looking at a scenario such as described here, I don't see a benefit for waiting for a 70% DoD disability retirement, at least from the standpoint of what is received from DFAS.
There might be other benefits of which I am unaware.
Ron
I guess I overlooked the Tricare benefit since I am well over 65 and receive Tricare for Life at no cost. I have Medicare A&B as well which pay first.
I know little about divorce and military retired pay. My former spouse of 20+ years while I was AD declined a portion of my pay. I did not object.
Ron
I had close to 27 years AD when I completed Medical Board so I do receive CRDP. The only benefit to me was already being rated by the VA and getting my first VA payment about 2 months after retirement. Since my DOD disability was at 50% i got my longevity at over 60%. Not sure how long VA takes now if applying immediately after regular retirement. I also took the Redux so I lost about 2% pay at retirement. Staying in the extra years helped balance the loss I took since I selected the REDUX. Also if you are rated permanent and total you may qualify for SGLI extension. This was posted by Jason Perry in another thread:
"Here is a quote from the SGLI Disability Extension page:"
"The SGLI Disability Extension is available to you if you are totally disabled at time of discharge. To be considered totally disabled, you must have a disability that prevents you from being gainfully employed OR have one of the following conditions, regardless of your employment status:
Permanent loss of use of both hands
Permanent loss of use of both feet
Permanent loss of use of both eyes
Permanent loss of use of one hand and one foot
Permanent loss of use of one foot and one eye
Permanent loss of use of one hand and one eye
Total loss of hearing in both ears
Organic loss of speech (lost ability to express oneself, both by voice and whisper, through normal organs for speech - being able to speak with an artificial appliance is disregarded in determination of total disability)"
"Here is a quote from the SGLI Disability Extension page:"
"The SGLI Disability Extension is available to you if you are totally disabled at time of discharge. To be considered totally disabled, you must have a disability that prevents you from being gainfully employed OR have one of the following conditions, regardless of your employment status:
Permanent loss of use of both hands
Permanent loss of use of both feet
Permanent loss of use of both eyes
Permanent loss of use of one hand and one foot
Permanent loss of use of one foot and one eye
Permanent loss of use of one hand and one eye
Total loss of hearing in both ears
Organic loss of speech (lost ability to express oneself, both by voice and whisper, through normal organs for speech - being able to speak with an artificial appliance is disregarded in determination of total disability)"
I believe there is a slight difference in TriCare express scripts co-pay between regular and medical retirement. Of course one could at 20 years of active servie be found more than 50% by PEB.
Question about SGLI. I was medically retired Jul 28 2024.
It’s now Dec 2024 and I checked DFAS and I am seeing a debt for SGLI monthly premiums as if I was still in.
How can I be retired and still paying SGLI? My DEERS and ID shows retired and out processed.
Any ideas?
It’s now Dec 2024 and I checked DFAS and I am seeing a debt for SGLI monthly premiums as if I was still in.
How can I be retired and still paying SGLI? My DEERS and ID shows retired and out processed.
Any ideas?
Someone screwed up. Probably needs to stop it retroactively now. My wife's SBP premium was all jacked up after she got out. DFAS and retirement rolls stated no election even though it was on file and my wife had a copy. So she was being charged for max amount when she elected coverage up to the threshold amount.
Create a ticket with DFAS. If after several months its not resolved I would request a congressional inquiry. Most local congresspersons have a dedicated person on staff to assist veterans, seniors etc. since there are so many issues with these large bureaucracies.
Thanks for the info. I played the DFAS phone shuffle this morning with DFAS military pay who passed the buck to DFAS retired pay, who passed the buck to DFAS Debt, who passed the buck to SGLI phone, who passed the buck to DEERS/milconnect.
Already opened DFAS ticket also and emailed SGLI. I'll see where I get to today.
Already opened DFAS ticket also and emailed SGLI. I'll see where I get to today.