if approved for SSDI I have read that a certain amount of premium is taken out of your money amount for Medicare. I also read that Medicare can be waived if you don't want it. So my question is why take Medicare if I already pay for tricare prime for myself and my family and I'm 100% so I get all treatment at the VA for free? There's the whole Tricare for Life thing which becomes the secondary payee after tricare. But what's the advantage for my spouse and children? Any insight on pros and cons from those of you who are already in receipt of SSDI.