Needing Assistance with CRSC understanding

K

Ken101

PEB Forum Regular Member
Registered Member
Greetings!

I had my CRSC application received by my branch on June 3rd 2024. Still awaiting feedback. In the meantime I am trying to figure out what my payments will be, if anyone can help Id be really grateful:

100% VA Rated (70% PTSD combat related as per my code sheet and its what i used for my CRSC claim)
Active Duty June 2009- December 2016
Reserves January 2017- November 2019
Medical Retired due to my PTSD and was rates at 70%
I have a spouse and 2 children.
I submitted my CAB award write up with my application.
My rank was O3 (Army) i was that rank from Dec 2012 until med retirement in the reserves.

Any help in understanding the pay will be appreciated.
 
Ken101 said:
Greetings!

I had my CRSC application received by my branch on June 3rd 2024. Still awaiting feedback. In the meantime I am trying to figure out what my payments will be, if anyone can help Id be really grateful:

100% VA Rated (70% PTSD combat related as per my code sheet and its what i used for my CRSC claim)
Active Duty June 2009- December 2016
Reserves January 2017- November 2019
Medical Retired due to my PTSD and was rates at 70%
I have a spouse and 2 children.
I submitted my CAB award write up with my application.
My rank was O3 (Army) i was that rank from Dec 2012 until med retirement in the reserves.

Any help in understanding the pay will be appreciated.
Click to expand...
Need more information. How much do you receive for being 100% VA? What is your Chapter 61 pension amount before VA offset? How many points in total do you have or how long is your active duty equivalent time such years, months and days in.

CRSC is there to help you claw back money lost due to VA offset and the most common cap is your longevity. The most you can get by law is your earned longevity pension + VA compensation.
 
Provis said:
Need more information. How much do you receive for being 100% VA? What is your Chapter 61 pension amount before VA offset? How many points in total do you have or how long is your active duty equivalent time such years, months and days in.

CRSC is there to help you claw back money lost due to VA offset and the most common cap is your longevity. The most you can get by law is your earned longevity pension + VA compensation.
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VA payment is- $4,202.42
Not familiar with CH 61 but this is on my DFAS:
Gross Pay: $5,085
VA Waiver: $4,202.42
SBP Cost: $330.77
Net Pay: $551.81
Total points: 2801 or 8 yrs and 1 day

Please let me know what else you need. Thank you for your help!
 
Ken101 said:
VA payment is- $4,202.42
Not familiar with CH 61 but this is on my DFAS:
Gross Pay: $5,085
VA Waiver: $4,202.42
SBP Cost: $330.77
Net Pay: $551.81
Total points: 2801 or 8 yrs and 1 day

Please let me know what else you need. Thank you for your help!
Click to expand...
Sorry just to clarify because I was looking at my retirement orders and I don’t know if it makes a difference, it states:
Disability Retirement: 7 years, 9 months and 11 days
Basic Pay: 10 years, 5 months, 2 days

Which time in service do I calculate?
 
Ken101 said:
Sorry just to clarify because I was looking at my retirement orders and I don’t know if it makes a difference, it states:
Disability Retirement: 7 years, 9 months and 11 days
Basic Pay: 10 years, 5 months, 2 days

Which time in service do I calculate?
Click to expand...
Hello,

cc: @Provis

You use the active duty equivalent which is 7 years and 9 months = 7.75.
7.75 x 2.5% = 19.38% longevity multiplier (2% is used for blended retirement)


1. 5085 gross pay divided by 70% DoD disability rate = 7264.29 contemporary average high three
2. 7264 x 19.38%= 1407.76 hypothetical longevity portion of treatment pay
(Note my comment about blended retirement program and 2%)

Ron
 
RonG said:
Hello,

cc: @Provis

You use the active duty equivalent which is 7 years and 9 months = 7.75.
7.75 x 2.5% = 19.38% longevity multiplier (2% is used for blended retirement)


1. 5085 gross pay divided by 70% DoD disability rate = 7264.29 contemporary average high three
2. 7264 x 19.38%= 1407.76 hypothetical longevity portion of treatment pay
(Note my comment about blended retirement program and 2%)

Ron
Click to expand...
Thanks Ron! If you don’t mind because I still think I’m doing it wrong but what would be my estimated CRSC?
 
Are you blended? All the numbers change for CRSC if 2% instead of 2.5% for each year served.
 
Provis said:
Are you blended? All the numbers change for CRSC if 2% instead of 2.5% for each year served.
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I don’t think so, to be honest I really do not know as I was medically retired due to my combat disability.
My retirement and allotment code is: Permanent/11
 
Ken101 said:
I don’t think so, to be honest I really do not know as I was medically retired due to my combat disability.
My retirement and allotment code is: Permanent/11
Click to expand...
blended or legacy retirement has nothing to do with that. Years ago everyone got 2.5% per year and nothing else. Then they changed it to 2% but you get some $$$ contributed to your TSP plan. If you are on the new retirement system then your longevity earned is less meaning you will get less for CRSC. That's why we need to know. Below are the calculations if you are on the old retirement system. If BRS the numbers will be lower.

HIGH 3 PAY
7264​
DOD DISABILITY PERCENTAGE
70​
CRSC AWARD*(DOLLAR AMOUNT)
2040.28​
YEARSMONTHS
TIME OF SERVICE
7​
9​
MONTHLY V.A. PAY
4202.42​
CRSC PAY
525.02​
RESIDUAL RETIRED PAY
882.38​
TOTAL FROM DFAS
1407.40​
Total Pay
5609.82​
 
Ken101 said:
I don’t think so, to be honest I really do not know as I was medically retired due to my combat disability.
My retirement and allotment code is: Permanent/11
Click to expand...
The retirement changed in January 2018. If you entered after that you were BRS. If you entered before that time you started on legacy but had the option to change it to BRS which is the new blended retirement system. Some branches kept you in the old system by default such as the Army unless you signed some paperwork to opt to the new system. Other branches automatically changed you to the BRS unless you filled out some paperwork to stay in the legacy retirement system.
 
Provis said:
The retirement changed in January 2018. If you entered after that you were BRS. If you entered before that time you started on legacy but had the option to change it to BRS which is the new blended retirement system. Some branches kept you in the old system by default such as the Army unless you signed some paperwork to opt to the new system. Other branches automatically changed you to the BRS unless you filled out some paperwork to stay in the legacy retirement system.
Click to expand...
Ok I was about to reply to your previous post. I am Army and I never opted into the BRS. So would I calculate for an estimate based off of 2.5%? The report you posted which percentage did you use?

Again I truly appreciate this assistance.
 
Ken101 said:
Ok I was about to reply to your previous post. I am Army and I never opted into the BRS. So would I calculate for an estimate based off of 2.5%? The report you posted which percentage did you use?

Again I truly appreciate this assistance.
Click to expand...
yes 2.5% is what i used
 
Ken101 said:
Ok I was about to reply to your previous post. I am Army and I never opted into the BRS. So would I calculate for an estimate based off of 2.5%? The report you posted which percentage did you use?

Again I truly appreciate this assistance.
Click to expand...
So you are capped out at $525.02 for CRSC. 70% CSRC is a bit over 2k but you are limited by law to max out between the combination of your VA and your longevity pension earned. So basically CRSC allows you to claw back the money lost due to the VA offset. What confuses people is that their chapter 61 pension is most times higher than their earned pension but you really have to just crunch the numbers to see if that combo of VA compensation and earned longevity pension is higher or lower than your chapter 61 pension. If your total pay from chapter 61 was higher than that combo there would be no compensation for CRSC because you would already be maxed out.
 
Provis said:
So you are capped out at $525.02 for CRSC. 70% CSRC is a bit over 2k but you are limited by law to max out between the combination of your VA and your longevity pension earned. So basically CRSC allows you to claw back the money lost due to the VA offset. What confuses people is that their chapter 61 pension is most times higher than their earned pension but you really have to just crunch the numbers to see if that combo of VA compensation and earned longevity pension is higher or lower than your chapter 61 pension. If your total pay from chapter 61 was higher than that combo there would be no compensation for CRSC because you would already be maxed out.
Click to expand...
Understood. The combo definitely does bring it up more than it currently is, so I am glad I did apply and just pending the decision (it’s only been about 60 days since it was received).

One more question so I understand the process correctly: the back pay will only be the crsc amount, correct? That will be off the $525.02 (estimated) that you calculated, right?
 
Ken101 said:
Understood. The combo definitely does bring it up more than it currently is, so I am glad I did apply and just pending the decision (it’s only been about 60 days since it was received).

One more question so I understand the process correctly: the back pay will only be the crsc amount, correct? That will be off the $525.02 (estimated) that you calculated, right?
Click to expand...
Yes it can be up to 6 years. It can be less too. It all depends on when you had the VA claim. If it was what you were medically retired for it should backdate to the month after you get out. Also, the $525.06 is for 2024. Due to COLA increases the have to calculate the amount for each year and then add it all together. If approved you will start to get the monthly amount. It will take several months to get the backpay as their is a special unit in DFAS that is tasked with calculating that information manually to figure out the lump sum back pay that is due to you.
 
Provis said:
Yes it can be up to 6 years. It can be less too. It all depends on when you had the VA claim. If it was what you were medically retired for it should backdate to the month after you get out. Also, the $525.06 is for 2024. Due to COLA increases the have to calculate the amount for each year and then add it all together. If approved you will start to get the monthly amount. It will take several months to get the backpay as their is a special unit in DFAS that is tasked with calculating that information manually to figure out the lump sum back pay that is due to you.
Click to expand...
Ok, so curious. My VA claim for my combat disability was awarded on Dec 2016, but I transitioned to USAR and was retired from the USAR because of that disability in Nov 2019. So would they go off the VA award date for the disability or the retirement date?
 
Ken101 said:
Ok, so curious. My VA claim for my combat disability was awarded on Dec 2016, but I transitioned to USAR and was retired from the USAR because of that disability in Nov 2019. So would they go off the VA award date for the disability or the retirement date?
Click to expand...
Retirement date. You aren''t eligible to receive CRSC unless you are retired.
 
Hello Everyone
I have a question about CRSC. My situation.
Medical Retired in 2013 due to illness and injury from my tours in Iraq. I receive 100% (P) disability pay from the VA since 2013 No retirement pay from the Army due to only having 18years.

In December 2023 I filed for CRSC. Got the approval letter a couple days ago Approved for 100% Effective date January 2018.

Just curious Is there a CSRC Pay Chart. If not how do I figure out how much my monthly pay. Thank you in advance for your help.

V/R
D Mull
 
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