CRSC Estimate Please

KeyboardWarrior143

Well-Known Member
Registered Member
1. My high three average is $6581

2. My DoD disability rating is 60%

3. My active duty time is 16 years and 10 months

4. I have 100% VA compensation, spouse, 1 child under 18 and one over 18 in a qualifying school program.

I have SMC-K in the amount of $132.74

5. Expected C- 50%

6. No others

I will be on the TDRL starting 31 August 2024 if that matters.

Also, and in addition, the NLT date to begin TDRL is 11 September 2024, but I was advised today that it is better to retire on 30 August due to various laws on the VA compensation beggining and such, do you agree with this?
 
1. My high three average is $6581
2. My DoD disability rating is 60%
3. My active duty time is 16 years and 10 months
4. I have 100% VA compensation, spouse, 1 child under 18 and one over 18 in a qualifying school program.
I have SMC-K in the amount of $132.74
5. Expected C- 50%
6. No others

I will be on the TDRL starting 31 August 2024 if that matters.

Also, and in addition, the NLT date to begin TDRL is 11 September 2024, but I was advised today that it is better to retire on 30 August due to various laws on the VA compensation beggining and such, do you agree with this?
Hello @KeyboardWarrior143

a. 6581 x 60% = 3948.60 retired pay (reduced to zero by VA amount)

b. 16.83 AD yrs x 2.5% = 42.08% longevity multiplier (2% is used for blended retirement program)

c. 6581 x 42.08% = 2969.28 longevity portion of retired pay

d. Based on your info, your CRSC will be ~ 2969.28 if it is less than the approved CRSC percentage and amount.
It will be the amount in the VA comp tables for the approved CRSC percentage if it is less than the longevity amount.

e. VA compensation is paid for the full month following the month having the effective date.
Examples:
Retired 30 August and VA COMP is effective that date also = VA comp accrues for 1-30 September
Retired 2 September and VA COMP is effective that date also = VA comp accrues for 1-31 October

Ron
 
I was wondering if you could help with a CRSC estimate. Here is the situation:

Army Reserve E8 with 28 years of service. Total points 3818 approx 10.46 years AD. Chronological statement of points show 2250 AD Points and 3818 Total Points.

DOD Medical Disability Calculator (High-3) shows my 75% DOD Disability payments as $5120.

100% PDRL for MH with a V1/V3 code (DA 199) and CAB that states "direct combat" in the 4187 CAB and statements.

Here is what I think my calculations would be:

1. So base pay E8 6800 times 75% DOD= around $5120 DOD disability paBased off the DOD High Three Medical Retirement calculator it shows $5120 DOD payment (that's already with the 75% DOD accounted for):
DOD $5120

2. So active duty years, I calculated based off my TOTAL Points which are 3818 divided by 365 days= 10.46 AD Yrs. So longevity pay is 10.46 AD yrs x 2.5%= 26.15% longevity multiplier

3. 6800 x 26.15% =$1778 longevity portion pay

4. VA compensation. 100% with SMS-S (due to over 160%). Spouse and three under-18 dependents is $4,751.97

5. I expect 100% (VA PTSD) will be combat-related; I have the CAB and medical notes showing all PTSD, and 199 says combat-related.

How do I calculate CSRC based off the information above?
 
Hello @MSG_Raven2-3 ,

Do you have 20 Good years?

Some comments:

1. Points are converted by total creditable points divided by 360…not 365. A good article regarding reserve points is at:
Understanding Reserve and Guard Good Years & Points <—-LINK
2. Your retired pay should be average high three base pay x 75%. The high three is the total of the highest 36 months of basic pay divided by 36.
3. Your active duty equivalent x 2.5% = longevity multiplier
4. Average high three x longevity multiplier = hypothetical longevity portion of retired pay.
5. Your disability retired pay will be reduced by the amount of your VA compensation.
6. Your CRSC cannot exceed the amount of your longevity portion of retired pay. With residual retired pay item 5), that amount plus CRSC cannot exceed the longevity amount. Ref: DoD 7000.14-R Financial Management Regulation Volume 7B, Chapter 63, 8.5.2

Ron
 
Hello @MSG_Raven2-3 ,

Do you have 20 Good years?

Some comments:

1. Points are converted by total creditable points divided by 360…not 365. A good article regarding reserve points is at:
Understanding Reserve and Guard Good Years & Points <—-LINK
2. Your retired pay should be average high three base pay x 75%. The high three is the total of the highest 36 months of basic pay divided by 36.
3. Your active duty equivalent x 2.5% = longevity multiplier
4. Average high three x longevity multiplier = hypothetical longevity portion of retired pay.
5. Your disability retired pay will be reduced by the amount of your VA compensation.
6. Your CRSC cannot exceed the amount of your longevity portion of retired pay. With residual retired pay item 5), that amount plus CRSC cannot exceed the longevity amount. Ref: DoD 7000.14-R Financial Management Regulation Volume 7B, Chapter 63, 8.5.2

Ron
Yes 28 good years
 
Hello @MSG_Raven2-3 ,

For later consideration.

With 20 good years, having a 50% or more VA rating, and when meeting the age requirement for reserve retirement, one is eligible for

Concurrent Military Retired Pay or Military Disability Retired Pay and DVA Disability Compensation (previously known as CRDP).​

Entitlement Amount (for Retirees Who Are Entitled to Retired Pay Due to Retirement Under Chapter 61 for Disability):

A military disability retiree with more than 20 years of creditable service for retirement must still waive retired pay in order to receive VA Disability Compensation. The waiver amount is the amount that the military disability retired pay exceeds the amount of military retired pay to which the member would have been entitled to receive if the member had hypothetically been retired under another law (such as the law that permits voluntarily retirement based on longevity/years of service). As a result, the amount of military disability retired pay that a disability retiree may receive concurrently with VA Disability Compensation may be limited. (Disability retirees who retired before December 31, 2013 were also subject to the phase-in described above).

Example: A regular component service member is retired under Chapter 61 for disability in 2020 after completing more than 20 years of creditable service under 10 U.S.C. § 1405. The member is also entitled to VA Disability Compensation based on a service-connected disability that is rated by VA as 50 percent disabling. This member may only receive concurrent military disability retired pay in an amount equal to what the member would have hypothetically received had the member retired for longevity/years of service. Any remaining amount of military disability retired pay is still subject to the waiver requirements of Title 38 United States Code (U.S.C.), sections 5304 and 5305.

Note: For Reserve/Guard members who receive their Notification of Eligibility for Retired Pay at Age 60 (“NOE”) and are later retired under Chapter 61 for disability with immediate retired pay, concurrent retired pay may not be paid until the member reaches the eligibility age that (s)he otherwise would have been required to reach in order to start receiving military retired pay. This is because there is no provision of law under which such a member would be entitled to receive retired pay before eligibility age if the member had not been retired under Chapter 61 for disability.

Reserve/Guard members who are retired under Chapter 61 for disability should contact their Branch of Service to determine their eligibility age and creditable service/points, and to ensure that the Branch of Service is in contact with DFAS so that concurrent retired pay may be started. DFAS must receive the information directly from the Branch of Service. Any recalculation of creditable service/points must be addressed with the Branch of Service.

Example: In 2020, a Reservist/Guard member received their NOE notifying the member that they had completed 20 or more years of service computed under 10 U.S.C. § 12732. The member is later retired for disability under Chapter 61 with immediate retired pay (before reaching eligibility age). The member is also entitled to VA Disability Compensation based on a service-connected disability that is rated by VA as 50 percent disabling. The member is not entitled to be paid concurrent military disability retired pay until the member reaches the eligibility age that (s)he otherwise would have been required to reach before military retired pay would have started. The Branch of Service must inform DFAS of the member’s eligibility age and the service that is creditable to compute the concurrent military disability retired pay. This member may only receive concurrent military disability retired pay after reaching eligibility age and only in an amount equal to what the member would have received at eligibility age if (s)he had not been retired for disability under Chapter 61.

____
Ron
 
Hello @MSG_Raven2-3 ,

For later consideration.

With 20 good years, having a 50% or more VA rating, and when meeting the age requirement for reserve retirement, one is eligible for

Concurrent Military Retired Pay or Military Disability Retired Pay and DVA Disability Compensation (previously known as CRDP).​

Entitlement Amount (for Retirees Who Are Entitled to Retired Pay Due to Retirement Under Chapter 61 for Disability):

A military disability retiree with more than 20 years of creditable service for retirement must still waive retired pay in order to receive VA Disability Compensation. The waiver amount is the amount that the military disability retired pay exceeds the amount of military retired pay to which the member would have been entitled to receive if the member had hypothetically been retired under another law (such as the law that permits voluntarily retirement based on longevity/years of service). As a result, the amount of military disability retired pay that a disability retiree may receive concurrently with VA Disability Compensation may be limited. (Disability retirees who retired before December 31, 2013 were also subject to the phase-in described above).

Example: A regular component service member is retired under Chapter 61 for disability in 2020 after completing more than 20 years of creditable service under 10 U.S.C. § 1405. The member is also entitled to VA Disability Compensation based on a service-connected disability that is rated by VA as 50 percent disabling. This member may only receive concurrent military disability retired pay in an amount equal to what the member would have hypothetically received had the member retired for longevity/years of service. Any remaining amount of military disability retired pay is still subject to the waiver requirements of Title 38 United States Code (U.S.C.), sections 5304 and 5305.

Note: For Reserve/Guard members who receive their Notification of Eligibility for Retired Pay at Age 60 (“NOE”) and are later retired under Chapter 61 for disability with immediate retired pay, concurrent retired pay may not be paid until the member reaches the eligibility age that (s)he otherwise would have been required to reach in order to start receiving military retired pay. This is because there is no provision of law under which such a member would be entitled to receive retired pay before eligibility age if the member had not been retired under Chapter 61 for disability.

Reserve/Guard members who are retired under Chapter 61 for disability should contact their Branch of Service to determine their eligibility age and creditable service/points, and to ensure that the Branch of Service is in contact with DFAS so that concurrent retired pay may be started. DFAS must receive the information directly from the Branch of Service. Any recalculation of creditable service/points must be addressed with the Branch of Service.

Example: In 2020, a Reservist/Guard member received their NOE notifying the member that they had completed 20 or more years of service computed under 10 U.S.C. § 12732. The member is later retired for disability under Chapter 61 with immediate retired pay (before reaching eligibility age). The member is also entitled to VA Disability Compensation based on a service-connected disability that is rated by VA as 50 percent disabling. The member is not entitled to be paid concurrent military disability retired pay until the member reaches the eligibility age that (s)he otherwise would have been required to reach before military retired pay would have started. The Branch of Service must inform DFAS of the member’s eligibility age and the service that is creditable to compute the concurrent military disability retired pay. This member may only receive concurrent military disability retired pay after reaching eligibility age and only in an amount equal to what the member would have received at eligibility age if (s)he had not been retired for disability under Chapter 61.

____
Ron
I am a reservist who was placed on the TDRL 9 Feb 2024. I am VA 100% P&T. I have my 20 year letter in hand. Shouldn't I be receiving CRDP for the amount I would be receiving for my reserve retirement?
 
Hello @ENDISHERE ,

Do you meet the age requirement for reserve retirement AND if so, have you applied for your reserve retirement?

“For Reserve/Guard members who receive their Notification of Eligibility for Retired Pay at Age 60 (“NOE”) and are later retired under Chapter 61 for disability with immediate retired pay, concurrent retired pay may not be paid until the member reaches the eligibility age that (s)he otherwise would have been required to reach in order to start receiving military retired pay. This is because there is no provision of law under which such a member would be entitled to receive retired pay before eligibility age if the member had not been retired under Chapter 61 for disability.”

Ron
 
I am a reservist who was placed on the TDRL 9 Feb 2024. I am VA 100% P&T. I have my 20 year letter in hand. Shouldn't I be receiving CRDP for the amount I would be receiving for my reserve retirement?
As @RonG said the 20 year letter affords you to collect both when you reach qualifying age for your Reserve Retirement. My wife is in the same boat. The only way to recoup what you lost by the VA offset is to be approved for CRSC. If you don't have any conditions that would qualify for CRSC then you are out of luck until you reach the age to receive your Reserve retirement.
 
@ENDISHERE

I neglected to include the following additional requirement:

“Have a service-connected disability (or combination of service-connected disabilities) that is rated by the Secretary of Veterans Affairs as not less than 50 percent disabling on the VA schedule for rating disabilities.”


Ron
 
Hello team. I was awarded CRSC, and I'm awaiting computation and results (DFAS received the notice and has it for computation and processing). I could use the help with getting a CRSC $ estimate.

1. Gross- $3,343.00 via DFAS (all VA offset/waived)
2. DoD Rating- 80%
3. TIS- 14 Years, 9 Mos. (14.75)
4. VA- 100%
- $4542.26
- Married, 4 kids under 18
5. 80% CRSC Approved
6. Med Board Retiree (Chap. 61)

Thanks!
 
PS- I am unsure if it helps, but the Award letter also states "IS receiving Special Monthly Compensation (SMC).
SMC Code 01 is combat-related and is effective 01 Jan 2023." (Not sure what that means).
 
PS- I am unsure if it helps, but the Award letter also states "IS receiving Special Monthly Compensation (SMC).
SMC Code 01 is combat-related and is effective 01 Jan 2023." (Not sure what that means).
Just curious. When did you medically retire?
 
PS- I am unsure if it helps, but the Award letter also states "IS receiving Special Monthly Compensation (SMC).
SMC Code 01 is combat-related and is effective 01 Jan 2023." (Not sure what that means).
I am away from home—will look at this later unless @Provis sees it,

Ron
 
I am away from home—will look at this later unless @Provis sees it,

Ron
Thank you! I've been periodically lurking around these forums for over a year (on and off) and finally decided to register and tap in. Thank you RonG, Provis, and others for everything you do to help fellow vets. It makes a difference!
 
Hello @Liquidated_Asset

You provided:
1. Gross- $3,343.00 via DFAS (all VA offset/waived)
2. DoD Rating- 80%
3. TIS- 14 Years, 9 Mos. (14.75)
4. VA- 100%
- $4542.26
- Married, 4 kids under 18
5. 80% CRSC Approved
6. Med Board Retiree (Chap. 61)
-----
Estimate of CRSC based on the iinfo you provided.

a. 3343 / 75% = 4457.33 ave high three
b. 14.75 inferred active duty equivalent x 2.5% (2% is used = for blended retirement) = 36.88% longevity multiplier
c. 4457.33 x 36.88% = 1643.86 hypothetical longevity portion of retirement and a CRSC max (it is less than the 80% CRSC rate with applicable dependents)

Base on your info, you CRSC will be 1643.86. If you had blended retirement, it changes the computation and will be less.

Ron
 
Hello @Liquidated_Asset

You provided:
1. Gross- $3,343.00 via DFAS (all VA offset/waived)
2. DoD Rating- 80%
3. TIS- 14 Years, 9 Mos. (14.75)
4. VA- 100%
- $4542.26
- Married, 4 kids under 18
5. 80% CRSC Approved
6. Med Board Retiree (Chap. 61)
-----
Estimate of CRSC based on the iinfo you provided.

a. 3343 / 75% = 4457.33 ave high three
b. 14.75 inferred active duty equivalent x 2.5% (2% is used = for blended retirement) = 36.88% longevity multiplier
c. 4457.33 x 36.88% = 1643.86 hypothetical longevity portion of retirement and a CRSC max (it is less than the 80% CRSC rate with applicable dependents)

Base on your info, you CRSC will be 1643.33. If you had blended retirement, it changes the computation and will be less.

Ron
Thanks Ron!

I did the math 4 times and got 2 close answers (within .30 cents), then 1 "high" amount and 1 "low" amount. My last math attempt was $1643.52 using a spreadsheet, so it wasn't too far off. Your help is greatly appreciated. The next step is the 30-120 day processing and payment period (lol), patience is a virtue! It took 1 year on the dot to get to this point (exactly 1 year to the day to complete the CRSC process via the Navy due to manpower shortage). PLus I didn't apply until after my Navy reps told me too, which was already 7 months post-"retirement".

Thanks again!
 
Hi,

The small difference is likely in the rounding. I’ve always considered these as rough estimates . We are usually not working with the official records.

This is not in your case, but the active duty equivalent is occasionally wrong.

We like to receive the gross retired pay from RAS since it is xx percent of an unknown number (the high three).

Good job on your part.

Ron
cc: @Provis
 
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