Navy Wounded Warrior at Walter Reed could help out. A good POC is Crystal Hillard - 301-295-0866
Medboard Timeline (Walter Reed)
- Thread starter Jwill25
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Navy Wounded Warrior at Walter Reed could help out. A good POC is Crystal Hillard - 301-295-0866
Thanks, Man!
General question for all. I got my DD2656 and have an opponent with a financial advisor from FFSC per my MILPERS but I wanted to know thoughts on the SBP? I’m thinking I want to decline it as it’s really not that much of a payout if I stay 10 years under VA my spouse would get DIC which is more than my retired pay at 55% would be. Just curious if anyone had advice on that.
A lot of acronyms my friend, had to use google for half of your paragraph lol but I’ll take a shot at it. I was a financial advisor before I commissioned back in 2020 so honestly from a financial prospective it’s a simple cost benefit analysis. See how much of your retired pay the SBP will cost you and compare to a simple 10 yr term life insurance policy. If it’s cheaper and offers more money to your spouse or dependents upon your passing than go with the SBP but if cheap 10 yr term life insurance policy offers more of a pay out for less money in premiums per month, per year etc etc than go with that. Either way you should have insurance either in the form of the SBP or life insurance just in case you don’t survive the 10 yrs under the VA. Hope this helps some.
SBP sucks! Especially if you are 100% VA P&T. My wife and I chose a very different option though. There is a low cost option for SBP that most everyone doesn't even know about or use. The cost is only 2.5%! Its the last box in the SBP level of coverage section. Its called "I elect coverage based on the threshold amount in effect on the date of retirement". Mathematically its a great deal and ROI. The cost is $26.40 a month and payout is $580 a month if you die. The threshold amount goes up by the COLA increase each year.
Then get at the very least VGLI to cover you until eligible for DIC. Look into private term insurance to see if that would be cheaper. 10 year minimum. We did a 30 year policy. The policy my wife got costs $145 a month and was for 2.5 million. SBP on her full chapter 61 pension would have cost $391 a month and only paid out $3,300 a month. If you take it one step farther you could create a Roth IRA (as long as you have some other taxable income to qualify to fund a Roth IRA) and invest the difference in a S&P index fund. That will create a pretty large sum of money over the next 30 years.
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VTA shows my VA rating complete 9 Dec, how long before I can call the VA to attempt to get it sent to me?
I’d give it until next Monday than I’d hit them up everyday until somebody emailed it to you.
Mine closed on NOV 5th and I didn’t get someone to send me an email with it until NOV 18th .
When you call, use option three for forms. They are more likely to send you what you need vs option one for claims.
what was your whole timeline? im AF but ive also been in this whole process for 7 months and just waiting for my findings.
I was recommended for MEB/IDES June 7 and VA case closed 12/9, still don’t actually have findings but hoping I can get everything done by end of the year
Same, claim closed on Dec 6th and they wont send me anything either.
Yea I'm 79 days as of today. My PEBLO told my command to expect to get my findings by February, I assume she's talking about my proposed which is super depressing but that's been this whole process.
We have almost the same rough timeline as my entire package was sent to the PEB on 26SEP24, and mine was telling me to expect to sign mid to end of January, so that's pretty much in line with yours.
An addition to the timeline since i am 30% pdrl no sep pay
Signed findings on the 3rd of Dec
Dec 10th EAS update to 2025130 I'm hoping to start checkout soon so i can be gone around first week of Jan
i will update everyone again so that i can let you know when i start terminal due to EAS timeline I'm expected first VA pay in March as well ,Goodluck yall!!!
How long does it takes for you to see something on the VA App or website. Mines just says there's no open or close cases so I'm just trying to under the process.
That's the million dollar question. I've even seen recent happenings where there are NO notifications via the app, and findings are just returned to the PEB. So, unless there's some inside baseball from the VA, who knows...