Normal 20 year retirement or PDRL

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penelope10

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Long thread I know, but here is the synopsis...19 years 4 months in the Navy, approved retirement papers, been to 2 MEB's and the outcome has been LIMDU both times. Go to my 3rd MEB in 10 days. If they refer me to the PEB, is there any advantage of going to the PDRL vice normal retirement. I have a plethora of medical issues.

I currently have 19 years and 4 months Active Duty in the Navy. I currently have an approved fleet reserve message (retirement papers) for 31 October 2015. With permissive TDY (20 days) and Terminal Leave (107.5 days), my last day will be 26 June 2015 (142 days from today).

I was severely injured in a car accident on December 1st, 2013. I have gone through many surgeries, procedures, physical therapy, pain management, etc. On 1 April 2014, I was referred for an MEB and I was placed on my first period of LIMDU expiring 1 October 2014. On 5 September 2014, I was referred for my second MEB, and was placed on my second period of LIMDU expiring 1 April 2015.

I am currently scheduled for my third MEB at Walter Reed on 13 February 2015. The Navy won't allow a third LIMDU period unless it is distinctly different condition that than responsible for the first and second LIMDU. My first two LIMDU periods were for Medial Meniscal Tear, Internal Derangement of Knee, and Osteoarthritis. I have recently been diagnosed with Fibromyalgia and figure this would be an acceptable condition for a third LIMDU. I tried to call my doctor that did my first two MEB's, but he no longer works at the hospital. My new appointment is with the Convening Authority that signed my first 2 NAVMED 6100/5's.

I have already been to TGPS (TAP), and I was told by a friend that there was a Disability TAP taught. Upon further investigation, I found that the Intermediate Disability Evaluation System (IDES) Consultation Class that is taught might be beneficial for me. When I called up to enroll, I talked to one of the PEBLO's and they told me that I am not in a safe zone having approved retirement papers, that I can still be referred to a PEB.

On the NAVMED 6110/5, there are only two dispositions that I am eligible...1. 3rd or subsequent LIMDU period. 2. Continue on LIMDU and be referred to the PEB.

After all of that, I guess my question is this. If I get referred to a PEB, is there any significant advantage to go to the PDRL vice normal retirement? I obviously have no control over any of this, and I know my MED board is only 10 days away, but I guess I am looking for some reassurance that both paths are going to be good for me. Thanks for reading and any advice I can get.

Here are my documented medical issues:

ACUTE MEDIAL MENISCAL TEAR LEFT KNEE - INTERNAL DERANGEMENT LEFT KNEE - JOINT PAIN LOCALIZED IN LEFT KNEE - PAIN IN JOINT LOWER LEG
ANXIETY DISORDER
ASTHMA - WHEEZING
CHRONIC FATIGUE SYNDROME - FATIGUE - MALAISE
CHRONIC PAIN SYNDROME
CHRONIC RHINITIS - ALLERGIES
COSTOCHONDRITIS - CHEST PAIN OR DISCOMFORT
CUSHINGS DISEASE - OBESITY - OVERWEIGHT (OBESITY CAUSED BY CUSHINGS DISEASE)
DEPRESSION - DYSTHMIC DISORDER - DEPRESSIVE NEUROSIS - MAJOR DEPRESSION - PSYCHIATRIC DIAGNOSIS OR CONDITION DEFERRED ON AXIS I
FIBROMYALGIA - MYALGIA - MYOSITIS
HEARING LOSS
HIATAL HERNIA - GERD
HIDRADENITIS SUPPURATIVA - EPIDERMAL INCLUSION CYST
HIGH BLOOD PRESSURE
HYPERHIDROSIS
HYPERLIPIDEMIA
IMPAIRED FASTING GLUCOSE - PREDIABETES
LOWER BACK PAIN - LUMBAR SPONDYLOSIS SACROILIITIS - LUMBAGO - LOW BACK CONDITION - DEGENERATIVE DISC DISEASE
MIGRAINE HEADACHES - HEADACHES
MUSCLE WEAKNESS
OBSTRUCTIVE SLEEP APNEA - SNORING
OSTEOARTHRITIS, POST-TRAUMATIC - ARTHRITIS
RADIATION EXPOSURE
SCARRING - SKIN NEOPLASM - SEBACEOUS CYST
SOLITARY PULMONARY NODULE
THYROID DISORDER - THYROID CYST - THYROID NODULAR DISEASE
 
Yes, possibility of a higher percentage to apply to your retired based pay. 20 year length of service retirement is calculated on 2.5% times your years of service. PDRL would be calculated on the higher of your disability percentage awarded OR 2.5% times your years of service.
 
Let me make sure I understand this..Hypothetically, let's say I get 100% VA disability.

I make it to 20 and do a normal 20 year retirement. I get 50% CDRP and 100% VA disability.

I get referred to a PEB at 19.5 years. I am found 100% service and 100% VA disabled. You are saying that I would get 100% of my base pay AND 100% VA disability?
 
I meant to say 80% DoD service rating. I know that is the max.
 
No, I am not saying that (I was answering your question only).

In order to take into account conncurrent receipt, you would need to run the calculations as to what you would get based on your ratings and factor in the CRDP formula.

Recall that for some members, there would be little or no difference in outcomes based on their retired base pay. For others, especially those with a very high retired base pay, the difference is potentially substantial.
 
I wasn't trying to put words in your mouth. I just want to understand the process. I have tried playing with some CRDP calculators but they ask for the input of retirement pay. What would I put in this box? Would I put in 80% of my base pay (I am an E7 over 19 years).
 
penelope10 said:
I wasn't trying to put words in your mouth. I just want to understand the process. I have tried playing with some CRDP calculators but they ask for the input of retirement pay. What would I put in this box? Would I put in 80% of my base pay (I am an E7 over 19 years).
Click to expand...

Here is a DFAS calculator that is good for those with LESS than 20 years 0 months.

It will work up to 19 years 11 months.

It will work with OR without CRSC (not to be confused with CRDP).

You can input your VA percentage rating with it, too.

Your base pay figure is the 36 month average - based on your last 36 months of base pay.

I know you're probably wanting to have a 20 year calculator, too, but this is the one I have so far found that is easy to use and is understandable.

http://www.dfas.mil/militarymembers/woundedwarrior/disabledretireest.html
nwlivewire
 
Thanks nwlivewire for the link. When I put in 19 years 11 months, 100% service and 100% va with 3984 per month high 3, 2 kids under 18, no dependent parents, and a spouse, it lists my VA pay as 3268.12 and retired pay as 0.00. So am I not eligible for CRDP unless I am over 20? That would be a big difference in pay for getting medically retired a few months short of 20.
 
I found the answer to my own questions...Note: Medical disability retirees with less than 20 years' service are eligible to receive Combat Related Special Compensation (CRSC), but not CRDP.

So this is a very big deal! I need to make it to 20 to maximize my pay. That is a huge difference to retire at 20 at 100% disability vice PDRL at 19 years 11 months with 100% service and 100% VA. Or am I missing something else?

I guess I will just wait to the 13th to see what happens. Last time they put on the Abbreviated MEB form that "MBR has an approved retirement request for mid June 2015." All three board members recommended LIMDU. I know I can get a 3rd LIMDU, I also can get permanent LIMDU. Any advice?
 
So here is more information I found, specifically about Navy Permanent LIMDU...

Permanent Limited Duty (PLD)

PLD is defined as a need for a service member’s skill or experience that justifies the continuance of that service member on active duty in a limited assignment; the service member may be retained on active duty or in active status for a specified period of time. Each case is individually considered, and the member’s length of service is not controlling in PLD decisions.

Members with over 20 years of active service shall not be continued on active duty solely to increase their monetary benefits, nor shall they be continued unless their employment is justified as being of value to the naval service.

PERS-82 may, upon a member's request, particularly from a member with over 18 years but less than 20 years of active service, retain unfit to continue naval service members in a PLD status when such retention is in the best interests of the service and consistent with the guidance in paragraph 6003 of SECNAVINST 1850.4E.

6003 Authority To Retain CHNAVPERS and CMC (M&RA) may retain on active duty in a PLD status, Unfit to continue naval service members who meet the following criteria. Each case shall be individually considered. The member's length of service is not controlling in PLD decisions. a. Subject to the limitations in subparagraphs (e) and (f), the disabling physical condition must basically be stabilized or one in which accepted medical principles indicate a slow progression of the disabling impairment. The member also must be able to maintain himself or herself in a normal military environment, without adversely affecting his or her health or the health of other members. b. Unfit to continue naval service members may be retained to complete service obligations for education or training. See paragraph 6006 of this instruction. c. Unfit to continue naval service members may be retained to meet shortages against authorized strength in an enlisted skill, competitive category, designator or specialty, or a military occupational field or specialty, provided they can perform required duties in an authorized billet for that skill. d. Unfit to continue naval service members may be retained to complete a current tour of duty or to provide continuity in key billets pending relief. e. Unfit to continue naval service members may be retained in a PLD status for a specified period of time, at the request of a commanding officer of a medical treatment
 
Something no one mentions that I heard at TAP, with a medical retirement, Tricare premiums are locked and wont increase over time like they will with a regular retirement. Not a lot of money, but something to consider...
 
I got PLD, I was just over 18 years. It really takes a good write up from your CoC (or you writing it and giving it to them for their changes). They have to say why they think that you should stay in and at what capacity basically.
 
Jason Perry said:
No, I am not saying that (I was answering your question only).

In order to take into account conncurrent receipt, you would need to run the calculations as to what you would get based on your ratings and factor in the CRDP formula.

Recall that for some members, there would be little or no difference in outcomes based on their retired base pay. For others, especially those with a very high retired base pay, the difference is potentially substantial.
Click to expand...

I am an O3e high 3 base pay is around 6900. Longevity is 52%. I am rated 100% VA and expecting 70% DOD. For retirement pay purposes will I be able to use to 70% multiplier vice the 52% longevity under CRDP? Also does it matter if I am TDRL or PDRL for pay purposes?
 
Outty5000 said:
I am an O3e high 3 base pay is around 6900. Longevity is 52%. I am rated 100% VA and expecting 70% DOD. For retirement pay purposes will I be able to use to 70% multiplier vice the 52% longevity under CRDP? Also does it matter if I am TDRL or PDRL for pay purposes?
Click to expand...

You and I sound relatively similar... As I understand it, when you are awarded CRDP, it reverts back to your length of service 52%, unless you choose to forgo the VA disability. The cost comparison is the difference of the 70% DOD retirement compared to the combination of the VA disability and the 52%. Go for the better value. I assume when the number are run, you would choose the later.
 
AEmedic said:
You and I sound relatively similar... As I understand it, when you are awarded CRDP, it reverts back to your length of service 52%, unless you choose to forgo the VA disability. The cost comparison is the difference of the 70% DOD retirement compared to the combination of the VA disability and the 52%. Go for the better value. I assume when the number are run, you would choose the later.
Click to expand...

It's good to hear from someone else in a similar situation. Is there a reliable calculator out there for this situation?
 
Outty5000 said:
It's good to hear from someone else in a similar situation. Is there a reliable calculator out there for this situation?
Click to expand...


With CRDP, you will receive all your VA and all your LOS DoD amount.

The max is LOS retirement percentage for DoD as I understand it.

"High Three Average" monthly base pay is your last 36 months of base pay divided by 36.

Calculator - can't find one as there may be too many variables across DoD land for them to create one.

VA is non-taxable and DoD is Fed and State taxable (depending on the State).

nwlivewire
 
So, how does it work for an O-3E, with over 20 years in, yet only 7 years commissioned? If found unfit for duty, would I be able to retire with regular retirement? Or only for what the % comes back as? Basically, I don't want to lose what would be over $3400, if a PEB comes back with like 30% Unfit? Anyone know how this works, since technically, I will not have completed the required 10 years commissioned service?
 
Disability retirement should be considered a waiver on that requirement, it will be at the highest grade satisfactorily served.

Source: 10 USC 1372
 
Thank you...I hope you are right. I would hope that there would be a fair option for this, as I, as others, can't help the fact that we've sustained an injury or ailment that is deemed unfit for continued service. Trust me when I say that I'd love to finish out my 10 years commissioned, but I don't think that is going to be an option for me, but since I have over 21 years of service, I would think that I should be able to choose the highest retirement option, regardless of the 10 year requirement. As is, I'm already going to lose between 8 to 10 % of my retirement pay--I'd hate to lose any more than that. My fate isn't sealed yet, but have already managed to escape one Med Board a few years back, but with the new issues I've developed, doubt I'll be able to hold off much longer, as my PCM has already made mention of a Med board. We'll see, I guess.
 
The requirement for ten years of commissioned service does not apply to disability retirements.
 
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