What to expect?

Update

8/28- P3 initiated

PCM told me I should be receiving a phone call in the next 7 days for the next step in the process (assuming it will be the Peblo)
 
I have done 4 years of intensive research. I've talked to hundreds of people going the process and talking to several attorneys both private and assigned IDES JAG. I have had a lot of experience trying to help Soldiers who's PEBLO gave them the wrong information and permanently screwed over Soldiers. Nothing official should be done without consulting JAG or private attorney.

Just a few weeks ago on this forum a Soldier had a career services person recommend COAR to a Reserve Soldier who had a LOD for an unfitting condition. The PEBLO gave them the packet and JAG wasn't involved. The Soldier been found unfit and were awarded with a chapter 61 retirement. By accepting the COAR they forfeited their results. They thought they would get to 20 active years but that is only for active duty and AGR. So instead of getting immediate retirement and Tricare they were allowed to drill one weekend a month for a year to hit their 20 good years. By doing this they earned a non regular retirement but forfeited their chapter 61 retirement resulting in loss of potential income and insurance for several years until they hit the age to apply for their non regular retirement.

I encourage you to read up here. This is one the best resources for Soldiers who are in this system. There are several differences between branches though so what happens for the Army for example won't be the same for the Air Force. Lastly, I would be happy to talk with you about attorneys via direct message. I haven't met many PEBLO's that understand how the whole process works and how there are a lot of opportunities to get a better results via hiring a dedicated private attorney especially in cases that have unique circumstances.
@Provis
I know this is an older post, but I am now in this exact situation. Guard with Chapter 61 almost complete. Joined 24 years ago but had a break and service. Just now about to hit 20 reserve years w/ 7+ of those being active. Just offered a COAR to ensure I hit my 20. It appears my unit is unfamiliar with guard members losing their Chapter 61 if they sign. I happened to have remembered your post here which is a massive save. Thank you.

Do you know any reg that may clear this up? I made an emergent request to meet with Jag tomorrow over this issue. It would be good to have something for reference. Thanks either way.

Dave
 
@Provis
I know this is an older post, but I am now in this exact situation. Guard with Chapter 61 almost complete. Joined 24 years ago but had a break and service. Just now about to hit 20 reserve years w/ 7+ of those being active. Just offered a COAR to ensure I hit my 20. It appears my unit is unfamiliar with guard members losing their Chapter 61 if they sign. I happened to have remembered your post here which is a massive save. Thank you.

Do you know any reg that may clear this up? I made an emergent request to meet with Jag tomorrow over this issue. It would be good to have something for reference. Thanks either way.

Dave
There isn't any regulation except for the COAD and COAR program. If you wish to hit 20 active duty years you apply for COAD. This is for AD and AGR soldiers and sometime Guard or Reserve Soldiers on AD orders that are close to hitting 20 AFS.

COAR is asking to be found fit so that you can continue to drill until you hit 20 good years. These units that recommend this have absolutely no idea about any of this. If you want to delay to hit 20 good years you can request a FPEB and then rescind it before the FPEB date and that typically helps people that are close to squeek by and hit there goals.

The only situation where COAR makes sense for a Soldier with a LOD going through IDES is when found unfit and the result is 20% DOD or less. That is because in that situation they decline severance and get issued a 15 year letter. If you accept severance you relinquish your Guard/Reserve retirement. You need 15 years or more good years to apply for COAR anyway. Well a 15 year letter is exactly the same as a 20 year letter except for CRDP at proper retirement which is huge. 15 year letter means any pension earned is offset by VA compensation. 20 year letter means all of your earned longevity pension + all VA compensation. So if you were 20% DOD with no more appeals you would want to apply for COAR and get your 50 or more points each year until you hit 20 good years.
 
There isn't any regulation except for the COAD and COAR program. If you wish to hit 20 active duty years you apply for COAD. This is for AD and AGR soldiers and sometime Guard or Reserve Soldiers on AD orders that are close to hitting 20 AFS.

COAR is asking to be found fit so that you can continue to drill until you hit 20 good years. These units that recommend this have absolutely no idea about any of this. If you want to delay to hit 20 good years you can request a FPEB and then rescind it before the FPEB date and that typically helps people that are close to squeek by and hit there goals.

The only situation where COAR makes sense for a Soldier with a LOD going through IDES is when found unfit and the result is 20% DOD or less. That is because in that situation they decline severance and get issued a 15 year letter. If you accept severance you relinquish your Guard/Reserve retirement. You need 15 years or more good years to apply for COAR anyway. Well a 15 year letter is exactly the same as a 20 year letter except for CRDP at proper retirement which is huge. 15 year letter means any pension earned is offset by VA compensation. 20 year letter means all of your earned longevity pension + all VA compensation. So if you were 20% DOD with no more appeals you would want to apply for COAR and get your 50 or more points each year until you hit 20 good years.
Great info. That helps. FPEB will likely be my path if needed. I'm about 4 weeks out from 20/one drill. No NARSUM yet. Thank you.
 
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