Big Will,
No offense taken. Your post brings up a number of points. I will discuss the issues with the market for legal services in another post.
One thing that I would like to point out is my "bigger picture" game plan. First off, with the Administrative process (MEB/PEB and then BCMR and/or PDBR) my philosophy is that it is best for the Servicemember to win early. All things being equal (please forgive the cliche; we all know all things are rarely equal), a win at the PEB is better than a win on a rebuttal which, in turn, is better than a win at the BCMR/PDBR. The earlier the win, the more secure you are in your position and the cheaper...also, there is no award for lost interest payment for a wrongfully denied disability benefit. Basically, the government gets to say, "well, we were wrong to deny you the money, and it may have been a hardship losing your house or bouncing all those checks....but even though it is two, three, five years (or more) too late, here you go...Sorry, we can't pay you interest or damages for our wrongful action...."
The only downside to winning early is that while this is a more desirable outcome for the individual, it does not do much of anything to change the way the government is conducting business. Absent a ticked off Congress or a good and benevolent leader in the military (they do exist, I have come across them...a challenge is that it is difficult for these individuals to effect big picture change for many reasons, including the structure for oversight of the Physical Disability Evaluation System Process, to "inertia" in changing established practices) the courts are a good place to get effective change.
Remember, an individual case decided through the administrative process does not bind the government to doing or not doing a certain thing. It is basically a non-precedential decision. But when you get to court, the decision may not only benefit the member, but may also produce a precedent that will be persuasive or even binding on the military in all other cases. So, in my view, getting into court on important issues and winning on them may be the future of effecting good change (my sense about the chances of good outcomes overall comes from the fact that my read of a fair and reasonable application of the current rules would very often make a lot of Servicemembers "issues" go away).
You may ask, if what I have said is so, why has it not already happened? That question will be addressed, among others, in my post on the Legal Services Market.